What is the statute of limitations for medical debt in Florida?

Answer 1

Oral contracts, 4-years; written contracts, 5-years; promissory notes (medical bills, car loans, etc), 5-years; open accounts (credit cards, some merchant accounts) , 4-years. SOL's only apply to the time limit in which the creditor can file a lawsuit against the debtor. In most states the SOL begins after a debt is charged off by the original creditor, generally 180 days after the DLA. The SOL is not an automatic defense, it must be presented to the court by the debtor/defendant if it is applicable as a lawsuit defense.

Answer 2

There is no statute of limitations for chapter 7, or any other bankruptcy. You cannot file a new chapter 7 for 8 years after the last one. A statute of limitations limits how long you may seek relief after an event giving rise to a claim. Bankruptcy does not give a right to a claim. It ends collection actions for all discharged debts.

Answer 3

I had no idea my credit was being used by my advocate for personal gain. Now its really messed up. However most everything is at least 5 to12 yrs. old,so my question is can I be continually harrassed about something so old, and if so how do I get off this merry-go-round of collection agencies when they constantly pass the account back and forth. Plus it took 3 yrs. for them to tell me what the account actually was. The Speigel account actually turned out to be a MasterCard, that took 3yrs. for me to find out. The last time I called about it The guy yelled at me and told me he didn't have time for me and hung up. On top of this I have ID Theft that happened in Florida. One time a 10 year old account actually showed up under 3 different collection agencies on the same report. Needless to say, I believe the statute of limitations applies in nearly every account. As I am on disability and a fixed income I feel like telling them to take a hike. I don't even own a car, have no assets, ect. It's gotten to the point I don't care anymore because I can't pay the new bills either and they are mostly dr. bills. I don't think many people can either. I had no idea my credit was being used by my advocate for personal gain. Now its really messed up. However most everything is at least 5 to12 yrs. old,so my question is can I be continually harrassed about something so old, and if so how do I get off this merry-go-round of collection agencies when they constantly pass the account back and forth. Plus it took 3 yrs. for them to tell me what the account actually was. The Speigel account actually turned out to be a Mastercard, that took 3yrs. for me to find out. The last time I called about it The guy yelled at me and told me he didn't have time for me and hung up. On top of this I have ID Theft that happened in Florida. One time a 10 year old account actually showed up under 3 different collection agencies on the same report. Needless to say, I believe the statute of limitations applies in nearly every account. As I am on disability and a fixed income I feel like telling them to take a hike. I don't even own a car, have no assets, ect. It's gotten to the point I don't care anymore because I can't pay the new bills either and they are mostly dr. bills. I don't think many people can either.

Answer 4

In Florida that would be 5 years. Medical debts are normally documented in writing. That gives them a fairly long period of time in which to collect. And it will be measured from the last acknowledgment of the debt, payment or letter from the person who owes.

Answer 5

In the United States the statute of limitation for bankruptcy fraud is 5 years. This is a serious crime that costs everyone, whether they are involved or not.

Answer 6

It is based on the type of documentation. For a written note is five years. For an oral or open account it is four years.