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The Equal Credit Opportunity Act (ECOA) prohibits lenders from discriminating against applicants based on race, color, religion, national origin, sex, marital status, age, or because they receive public assistance. Additionally, the Fair Housing Act (FHA) prohibits discrimination in housing-related transactions, including mortgage lending, based on similar protected characteristics. These laws ensure that all individuals have equal access to credit and housing opportunities, promoting fairness in lending practices.

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3d ago

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Related Questions

What is an antonym of lawful?

unlawful, illegal, prohibited


Unlawful acts are always?

Unlawful acts are always prohibited by law and can result in legal consequences for those who commit them. They can include actions such as theft, assault, fraud, and other violations of the law. It is important to abide by laws and regulations to maintain a safe and just society.


What is unlawful conduct?

Unlawful conduct refers to behavior that is forbidden or prohibited by law. This can include actions that are illegal, criminal, or violating regulations or ordinances set forth by governing authorities. Engaging in unlawful conduct can result in legal consequences, such as fines, imprisonment, or other penalties.


What does unlawful transaction with a minor third degree mean?

An unlawful transaction with a minor in the third degree refers to the knowing sale or transfer of a minor of alcohol. If a minor would have a false identification, then the seller would be found not guilty as the seller would not have knowingly made the transaction.


What are the punishments for an Unlawful transaction with minor second degree?

I have the same charges... I got for sentencing soon and have to serve 180 days plus 5 years probation.. unlawful transaction with a minor 2nd degree 1st offence.


What is the difference between illegal and unlawful activities?

Illegal activities refer to actions that are prohibited by law, while unlawful activities are actions that are not in accordance with the law. In essence, illegal activities are explicitly banned by law, whereas unlawful activities may not necessarily be explicitly prohibited but still go against the law.


Are there any synonyms for illegal?

criminal, unlawful, felonious, crooked, prohibited, illegitimate, shady


Is it illegal to purchase a balisong knife over the internet?

The purchase would be unlawful if possession of the knife was prohibited at the place the knife was delivered, or if the recipient was prohibited from possessing such a knife.


What is a unlawful transaction with a minor?

An unlawful transaction with a minor typically involves any illegal activity or exchange that involves a person who is under the legal age of consent, such as buying or selling drugs, alcohol, or engaging in sexual activity with a minor. It is a serious offense that is punishable by law.


Are nunchucks legal in PA?

Nunchucks are legal to own in Pennsylvania for recreational use. However, they are considered a prohibited offensive weapon if carried with unlawful intent to use them as a weapon. It is recommended to check with local laws and regulations to ensure compliance.


Is zina considered a major sin in Islam?

Yes, zina is considered a major sin in Islam. It refers to unlawful sexual relations and is prohibited in Islamic teachings.


What is the difference between illegal illegitimate unlawful lawless and illicit?

Black's Law Dictionary defines both the words as follows- è unlawful as not authorized by law, illegal. è Illegal is defined as forbidden by law, unlawful. Semantically, there is a slight difference. It seems that something illegal is expressly proscribed by statute, and something unlawful is just not expressly authorized. So, we can say that "unlawful" refers to something that is more contrary to moral and public law, the law of society, as well as the law of the government. Illegal is more specific in that it refers to something in violation of the law of the government. For example, if we consider a situation in US, consider jaywalking. Traffic regulations do not typically say that you cannot walk diagonally through an intersection. So, it is not illegal. Rather, traffic regulations typically provide that you can cross within a crosswalk, thus, crossing in any other way is unlawful because it is not expressly permitted. Another good example would be selling cocaine. Under law it is prohibited and the law specifically provides that you may not do so. Thus, selling cocaine would be illegal activity & jaywalking would be unlawful activity. Practically, there is no difference for punishment purposes. Both illegal and unlawful acts can invite punishment.