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The two liability coverages that include very important aspects are bodily injury liability and property damage liability. Bodily injury liability covers medical expenses and lost wages for others if you are At Fault in an accident, while property damage liability covers the costs of repairing or replacing someone else's property that you damage. Both aspects are crucial for protecting your financial interests and ensuring you can compensate others in the event of an accident. Together, they form a fundamental part of auto insurance policies.
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What is the difference between marine general liability and commercial general liability?
Liability provides coverage for claims or losses in which you can be held liable for damages or in which you have been accused of being responsible. Comprehensive coverage would also provide coverage for other aspects of your business, such as property, inventory, business autos and equipment, cash flow, etc..
Can you get insurance coverage if you have never owned a car before?
The answer has a couple of aspects. 1. One does not need to own a car in order to get auto liability coverage. Instead, you can get "non-owners coverage" which will provide liability coverage regardless of the car that you are driving. Such insurance does not provide physical damage coverage for the car, but does protect you from legal liability to another if you are negligent in the operation of the car that you are driving. 2. In order to get physical damage coverage on the carm you must have an "insurable interest" in it. This means that you must have a stake in the continued existence and value of the car. That can arise from ownership of it or the leasing of it. In the latter case, you are responsible for returning it in good physical condition; to that extent, you have an insurable interest.
How does car insurance differ from state to state?
Some aspects of insurance coverage that can differ by state are: Auto Liability, Medical Payments, Uninsured Motorist, Rental Reimbursement and Emergency Road Services.
What has the author Kristel de Smedt written?
Kristel de Smedt has written: 'Environmental liability in a federal system' -- subject(s): Economic aspects, Economic aspects of Liability for environmental damages, Federal government, Liability for environmental damages
The two aspects of general liability protection are?
Indemnity and defense
What has the author Stephan Meder written?
Stephan Meder has written: 'Missverstehen und Verstehen: Savignys Grundlegung der juristischen Hermeneutik' -- subject(s): Law, SEL Library selection 'Schuld, Zufall, Risiko' -- subject(s): Liability (Law), Negligence, Psychological aspects, Psychological aspects of Liability (Law), Psychological aspects of Negligence, Social aspects, Social aspects of Liability (Law), Social aspects of Negligence 'Urteilen' -- subject(s): Judgments 'Missverstehen und Verstehen' -- subject(s): Philosophy, Law, Hermeneutics
What are the aspects of stadium insurance?
What do you mean aspects? In terms of coverages you can have property (building, contents, stock), liability/ casualty (public, employers, workers comp etc primary or excess), business interruption, fidelity, creditor etc You will then have perils such as fire, earthquake, flood, storm, fire following, terrorism etc which can apply to each coverage
What are the key differences between drivers insurance and car insurance, and how do they impact coverage and premiums?
Drivers insurance typically refers to insurance coverage that is specific to an individual driver, such as personal injury protection or uninsured motorist coverage. Car insurance, on the other hand, refers to coverage for the vehicle itself, including liability, collision, and comprehensive coverage. The key difference is that drivers insurance focuses on the driver's protection, while car insurance focuses on the vehicle's protection. These differences can impact coverage and premiums by determining which aspects of an accident or incident are covered and how much coverage is provided for each. Premiums may vary based on the level of coverage needed for both the driver and the vehicle.
Does liberty mutual have motorcycle insurance?
Yes, Liberty Mutual offers motorcycle insurance. Their policies typically cover various aspects such as liability, collision, comprehensive coverage, and uninsured/underinsured motorist protection. Additionally, they may provide options for accessories and gear coverage. It's advisable to check their website or contact an agent for specific details and available discounts.
What does HMO medical insurance cover?
HMO medical insurance covers all aspects of medical coverage that a person should need. This includes doctor's office checkups, outpatient surgeries, and hospitalizations.
What is Fault tort liability system?
Tort liability system is divided into two kinds of fault liability and strict liability, tort liability system in which fault tort liability system is the foundation and core. Fault tort liability system involves all aspects of social life, the paper only fault tort liability system has made some important research.
What has the author Kenneth Fisher written?
Kenneth Fisher has written: 'The Canadian litigation climate and factors affecting the decision to claim compensation for injuries in a recreation setting' -- subject(s): Attitudes, College students, Liability for sports accidents, Motivation (Psychology), Negligence, Psychological aspects, Psychological aspects of Liability for sports accidents, Psychological aspects of Negligence, Psychological aspects of Sports accidents, Psychological aspects of Sports injuries, Sports accidents, Sports injuries
