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It was 3 different sections that went into effect at different times. The first went into effect in late August of 2009, the next went into effect in February of 2010 and the last took effect in August of 2010

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14y ago

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How does credit card debt effect credit scores?

Having a large amount of credit card debt can take a toll on one's credit score. Ignoring your debt and not paying it off will certainly bring down your credit score making it very difficult to get other loans or even buy certain items.


If you accidentally sent money to the wrong card can you pay one credit card with a credit balance from another?

Yes you can. =Answer= Yes! Take your other credit card you accidently paid a balance on and use the ATM machine and take out the amount you want, then apply it to the credit card you want too.


How does a lender use a credit card?

A lender can use a credit card in various different ways. They lender can issue the credit card and make money from the interest. The lender can also take credit card payments from the borrower.


Where can I get a credit card repayment calculator?

federalreserve.gov has an excellent credit card repayment calculator for you to try out! it will give you an estimate of how long it will take you to pay off your credit card balance.


Can they take your house if you do not pay your credit card?

Only if the credit card an "equity line of credit" which is secured by a second mortgage on the property. But then, if her name is not on the house, she couldn't have used it for security on the credit card, so NO.


What other stores take macy's credit cards?

The Macy's department store offers a charge card and a credit card. Their charge card can only be used at Macy's, and a credit card can be used anywhere.


If you apply for a credit card do you then have an option to accept or decline if you get approved or do you have to cancel the card if you decide not to take it?

Applying for a credit card does not mean that a person has to us it. It is advisable that the person does not cancel the card, as this actually is harmful to credit scores, while having an unused credit card can be beneficial for credit scores.


When you die can credit card companies put a judgment on my property?

...you...my...?When I die, your credit card companies have absolutely nothing to do with the situation.When I die my credit card companies will take whatever I owe them.


Can you explain what "credit card services" are?

Credit card services are offered to take credit card as payments. These services are available on your phone, tablet, or computer, and make your business easier to do transactions.


How do you get a pending transaction taken off a credit card?

ermiyas in the building


What does a credit card tart mean?

don't take my word for this, but I think it means someone who steals credit card #'s


What happens if credit card dues are not paid n credit card company sues you?

they will take your money and repossess your belongings

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