It depends upon the elimination period in your policy. The elimination period is the length of time stated in the policy that you must be disabled before benefits begin being paid.
Sometimes the elimination period is shorter for accidents than for illnesses. You would also have to consider the reason for the surgery (was it brought on by an accident or sickness?).
no
recent surgery
Missouri does not have a mandated short term disability program. Your best bet is to apply preconception for individual short term disability insurance. Your maternity leave will be a covered benefit.
yes you do have to file state disability in order to get short term disability.
Alabama does not have state short term disability. Many private short term disability programs are employee paid, meaning there are no direct costs for your employer to allow you the option.
An independent insurance agent expert in disability insurance can help with short-term disability or long-term disability.Look for a disabilitycenter on Google.
Alabama does not have state short term disability. You have to buy a private group or indivdual plan.
Texas does not have a state mandated short term disability insurance program. In order to qualify for benefits, you must apply for supplemental short term disability before you conceive.
Illinois does not have state short term disability. Social Security disability is a federal program.You can get short term disability in Illinois by through your employer, or by working with an agent.
Massachusetts does not have state mandated short term disability. You can get coverage through your employer. Just ask them to make a voluntary short term disability policy available to you via payroll deduction. You pay for the policy.
Yes, consult with you employer for FMLA forms and short term disability coverage.
Short-term disability benefits may be payable under a private insurance policy procured by you or by your employer. The policy will provide a definition of "disability" that has to be met in order to trigger benefits. Depending upon the definition, you may have to be rendered unable to perform the duties of your regular occupation at the time of the disability, or disabled from performing any duties of any occupation for which you are otherwise suited by education and experience. The policy may also prescribe a waiting period before benefits are payable, and will provide a maximum duration for benefits. Therefore, the nature of the surgery and its effects upon you will determine whether short term disability benefits will be payable.