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First, you have to find out that their actions were, in fact, illegal. You can do this by talking to a lawyer or by researching the Fair Debt Collection Act. If what they did was illegal, you're next step isn't necessarily to file a lawsuit. A credit corporation could bury you under paperwork that takes years to sort through and break you financially with legal fees. The more appropriate step would be to file a formal complaint with the FCC or whatever regulatory agency the corporation falls under. That agency will investigate the matter and possibly fine the company or award you damages.

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