Which creditors can garnish your pension in Alabama?

Answer 1

Generally pensions cannot be garnished by judgment creditors. A few U.S. states have exceptions when it pertains to private pension annuities. All SS benefits are exempt by federal law from creditor garnishment.

All pensions, private and otherwise can be garnished for tax arrearages and child support obligations/arrearages. A few U.S. states also allow the levy of pension funds when it relates to spousal maintainence/alimony.

CAVEAT: If you have your pension/annuity/whatever directly deposited into a bank account the creditor CAN lien your bank account. Upon their deposit, once those payments are converted to cash, the creditor has access to them. It then becomes YOUR burden to prove to the court which of those funds derive SOLELY from your pension/annuity income and should be untouchable.