If the tree was on your property then you are.
If it was on theirs , then they are.
No one is financially liable for acts of nature.
Hopefully you have full coverage auto insurance with comprehensive. The tree owner is not liable for damage to cars from falling trees unless you could somehow prove that he was knowingly or negligently responsible for the tree falling on your car.
If the person cutting the tree dropped on on the car, its their fault. There is no reason for it to fall on a car, unless the person was in a hurry and did it or just didnt know what they were doing in the first place. So if the company cutting it did it they're paying...or if you did it, you're paying...easy as that
Mother Nature would be the "responsible" party. The homeowner is not "liable" for acts of nature. Your homeowners insurance is not responsible for a natural act that causes damage to property of another. Your neighbors car is not listed as covered property on your Homeowners policy. Your homeowners insurance would also not pay if the tree fell on your own automobile. If a tree falls on someones car they should file a loss claim with their Auto Insurance Company. If they have comprehensive coverage then it will take care of their loss.
Depends. Is the object a tree branch? Then possibly the owner of the apartment complex. If it is something that doesn't belong in a tree then it would depend on how that object got there.
Barring some provable negligence, Nobody is liable for an act of nature. Your home insurance should provide coverage for a natural hazard such as this, Likewise if your tree fell on your neighbors house, the same would apply. The neighbors insurance would take car of the neighbors house.Depends on a lot of things. Generally, the tree is considered part of the land. Where it falls is who is initially responsible for the damages. From there, it gets legal depending on multiple factors.
In the United States, No one is liable for a natural occurrence. The vehicle owners comprehensive insurance would pay for damages resulting from a tree falling on the vehicle. If no comprehensive insurance is in place then their would be no coverage and the vehicle owner would be left to pay out of their own pocket.
No one is financially liable for acts of nature.
Laws may vary by state but generally unless there is a lien on the car you would not have to have insurance. Keep in mind if there is damage from any source you would not have coverage on it unless it was something like the neighbors tree falling on it or another insured vehicle hitting it.
I'd like to know this too!!
your auto insurance
No, His insurance will cover his fence. Your home insurance is specific to your property and no one is liable for an act of nature,