The first thing you need to do is to contact the credit card company. After that, notify the authorities. Good luck!
To obtain a free credit report due to identity theft, you can contact the three major credit bureaus - Equifax, Experian, and TransUnion - and inform them of the identity theft. They are required by law to provide you with a free copy of your credit report in such cases.
Identity theft can affect your credit without your knowledge!
To freeze your social security number and protect against identity theft, you can contact the three major credit bureaus - Equifax, Experian, and TransUnion - to place a security freeze on your credit report. This will prevent unauthorized access to your credit information and help prevent identity theft.
Credit card fraud /is/ a crime. If you know which company contacted you, I would get in touch with them and let them know what you suspect is going on. Otherwise, I guess you could contact the police or maybe even the FBI. Not only would this be credit card fraud, but maybe identity theft, as well.
To freeze your minor child's credit and protect them from identity theft, you can contact the three major credit bureaus - Equifax, Experian, and TransUnion - and request a credit freeze for your child. This will prevent anyone from opening new accounts or accessing their credit report without your permission.
The correct response is C. Reporting a crime of identity theft to yourself would be of little help. You should contact your credit card company, at least one of the three major credit reporting agencies. You will often need to file a police report as well.
Your credit score is in danger of being affected in negative ways in case of identity theft and it would take time to remove any fraudulent purchases from your record. If your identity has been stolen in a fraudulent act, you should ask the credit bureaus to place a "fraud alert" on your record. For identity theft, you can ask the credit bureau to send you two copies of your of your credit report. They should be sent to you free after you have sent in a police report on the identity theft.
Identity theft can have a seriously negative impact on your credit. When thieves steal your identity, they are likely to try to open a new line of credit in your name. If they succeed, they can make purchases with that card, and you will be responsible for the charges. Even if you dispute the charges, the unpaid bills will be reflected in your credit report. Unfortunately, cleaning up a credit report after an incident of identity theft can be a long and costly process.
Identity theft in most cases involves the perpetrator abusing your credit for their own gains. You can find more information at www.justice.gov or www.ftc.gov
True credit is a program which shows you your current credit rating. It can also show if there has been any attemps at identity theft attached to your own credit rating to stop identity theft.
You don't, that is considered identity theft.
All major credit card companies provide identity theft protection. I head Master Card is excellent in that department.