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There is a lot to your question! Let's try to simplify it a little.
If you and your spouse jointly hold insurance (e.g. it is in both of your names), the lawsuit will most likely cover the jointly owned item (e.g. insurance; house; car, whatever item). The insurance company by law must remit a check in both parties' names. And even if you are the primary "client" with an attorney, if your spouse's name is on the item that concerns the lawsuit, the attorney should speak to both of you. The attorney cannot exclude one rightful party.
However, let's say you took a medication and you had negative side effects that caused you long-term harm, so you sue the drug manufacturer. You, alone, would receive any settlement, because your health and healthcare plan pertains only to you.
* DO consult an attorney, or contact the Attorney General in your State. You should not take this answer as representing any sort of legal advice. We are not attorneys.
What else can I help you with?
How do you protect your assets from a lawsuit?
Liability insurance. An irrevocable trust made with the help of an attorney.
Can a lawsuit make the work comp insurance pay more or do more than the Texas law has decreed?
Not unless the lawsuit points out purposefull neglect on behalf of the insurance or company.
Will an insurance company defend an additional insured when the named insured is not named in the lawsuit?
YES
What are reasons that one would need to purchase business liability insurance?
Business liability insurance protects a company's assets from a lawsuit. If a business is high risk or doesn't have enough capital to cover a lawsuit, they should have business liability insurance.
What does the finance company do when a car is totaled and there is no collision insurance?
If the driver was uninsured or only had liability insurance, they would be liable to still pay the finance company back or face a lawsuit.
If a homeowners insurance agency claimed you the homeowner filed a fraudulent claim is there a statute of limitations on a lawsuit that the insurance company can file against the homeowner?
Every state has different statute of limitations on crimes such as filing a fraudulent claim. Contact an attorney or check out your state's statutes to determine the SOL.
When do I need an attorney?
You need an attorney when you are involved in a lawsuit or case.
What if an insurance company denies my third party claim when they are at fault in car accident?
Then it's time for a lawsuit.
You were in an accident 2 years ago and the other person is suing is she suing you or the insurance company?
She is suing you and you must notify your insurance company of the lawsuit. They will pay, make an offer to settle or defend you.
What is an Auto Accident Attorney?
Auto accident attorneys represent individuals involved in car accidents. These attorneys can represent plaintiffs or defendants and may be hired by a driver’s insurance company to represent the driver or the insurance company. Plaintiffs’ automobile accident lawyers are available for those that have suffered injuries in a car wreck. The lawyers will consider the case and if there is a potential lawsuit. If so, auto accident attorneys will notify the other party or parties in the wreck. The case may never go to court and the auto accident attorneys may work out a settlement that all involved parties agree to. Defense lawyers for car accidents will assist parties that are being sued after an auto accident. An auto accident attorney that works on the defense side will attempt to show that there was no fault on the part of the driver he or she is representing or try to negotiate a lower amount that that person will have to pay for the accident and any injuries. An auto accident attorney may be retained or hired by an insurance company. Car insurance companies will hire attorneys on behalf of their clients as the attorneys will help reduce the liability costs that the insurance company may have to bear after an accident. The auto accident attorney does this by working in a similar capacity as he or she would as a defense attorney. The aim is to settle for an acceptable amount or demonstrate that there was little or no fault on the driver being sued. Additionally, an insurance company’s auto accident attorney may work to recover costs from another driver or insurance company. The auto accident attorney functions like an attorney for a plaintiff. The car accident lawyer pursues payment of costs incurred by the insurance company in covering damage or injury suffered by the driver. As a result, the driver that was not at fault gets all repair costs paid for, but the insurance company recovers that money from the driver that was at fault without the driver without fault having to wait for a settlement.
How can I legally pursue a lawsuit against a company located in another state?
To legally pursue a lawsuit against a company located in another state, you would typically need to file a lawsuit in the state where the company is located or where the events giving rise to the lawsuit occurred. This process may involve hiring an attorney licensed to practice in that state and following the specific legal procedures for serving the company with the lawsuit. It is important to consider jurisdictional issues and any potential challenges related to suing a company in another state.
What does a public liability mean?
A public liability is a form of insurance purchased by businesses. This insurance protects a company from lawsuit in the event a consumer is harmed as a result of their actions.
