Because of the time involved to still have an open case (obviously a closed prior case affords no protection now), I gather your in C-13 and making payments to the administrator exactly per instructions...then the garnishment/collection is a mistake...tell the administrator.
If the debt that you were sued over, or the judgment itself was included in your bankruptcy, you only need send a copy of your bankruptcy papers to the credit reporting agencies. The judgment will not "come off", but it should get marked "included in bankruptcy" or "discharged through bankruptcy".
Make sure the creditor was notified that their debt was included in and discharged through your bankruptcy. Once notified, they cannot legally update a trade line.
No. Sometimes it will be reported as "Included in Bankruptcy"
I have closed a business and gone through a divorce leaving me with an unpaid lease of $5,000 and unpaid lease on the business location. Can these be included a bankruptcy?
It is usually paid by check, either included with the paycheck or on a separate check paid through accounts payable.
For a monetary emergency, getting an unsecured loan can be the best idea. If you only need a couple of hundred of dollars, you may wish to forgo the bank and apply for an online unsecured loan instead. With an unsecured loan, you do not need to supply any credit history to be eligible. You simply need to be employed, or have a steady source of income, and have a checking or savings account. An unsecured loan can get you through until your next paycheck comes, especially when you don't have good credit. Apply carefully, and make sure to check out the company you plan to deal with thoroughly.
There are different types of Bankruptcy. Chapter 7 is for the debtor which has debts like medical bills,car loans etc. But if you want to pay back your debts then you can file Chapter 11 and 13 which has a payment plan. You can pay your debts through payment planning. Try to search more information about bankruptcy and ask a legal advice.
Call a local towing company to tow it away from your home. I gave the pink slip but the holder of my promissory note never recorded a lien against my automobile. So at time of bankruptcy I can only think that it was an unsecured debt right? If so then I do not have to give the auto up since it should fall legally into the category of unsecured debt. Am I right or wrong here to think this?
Under current bankruptcy law it is possible to eliminate or "strip" a 2nd trust deed (mortgage) through chapter 13 bankruptcy. A competent experienced bankruptcy attorney can accomplish this. There is a lot of misinformation propogated in this area often by persons attempting to take advantage of others. The basic requirement is that the value of the home is less than that owed by the first trust deed. The 2nd trust deed becomes an unsecured debt and no longer a lien on the home. When the chapter 13 is concluded any balance owed to unsecured creditors including the 2nd trust deed is discharged. Answer provided by a bankruptcy attorney with over 30 years of experience.
Yes, it is possible to send a paycheck through email using electronic payment systems or direct deposit services.
This would be the best case scenario for your credit report, but it does not happen automatically. Hopefully, your bankruptcy attorney was diligent about informing all creditors included that their debts were discharged. If not, and you still have derogatory information showing that was included and discharged in a bankruptcy; then you need to send letters of dispute to the creditors and the credit bureaus. Follow up to make certain that nothing shows on your credit report except for the legal entry of bankruptcy, its disposition (the discharge) and all trade lines have no negative information except for the "included in..." or "discharged through..." notation.
If you have come through a bankruptcy you have been through quite a bit. It is important to know that if your bankruptcy was dismissed, it may still be reinstated at a later date.