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Well, if they are garnishing your wages, than probably yes. What you should do is call and bargain with them to pay them off. If you owe $1,000, tell them you can pay $500. It's better just to pay if off and be done with it. After all, it was you who was spending the money you didn't have in the first place. Also, you are going to have to pay taxes on this settlement so be looking out for that as well.

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18y ago

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