It is possible that you are among the many that are facing financial difficulties in our uncertain economy. For those facing these difficulties it is sometimes hard to believe that there can be a way out or an end in sight. This is not the case as there are many ways to deal with financial hardship. One thing to consider is how bankruptcy services might be able to help your particular situation.
There are different types of bankruptcy services available and it is important that you are aware of what is out there so that you can make an informed decision if this is the route that you choose. While bankruptcy may not be your first choice, if you are facing endless creditor calls, wage garnishment, and undue stress, this may be the way to relieve these problems. The first thing to understand is that there are two different types of bankruptcy: Chapter 7 and Chapter 13. Chapter 7 is a total liquidation of your debts. This may be the right choice if you have a large amount of unsecured debt such as medical bills, credit cards, and payday loans. You also have to make sure that your income is not too high. If your income is too high, chapter 13 may be the right option for you. This is sometimes called the wage earner's bankruptcy as you might be making enough to repay your debts if you had more time. It allows you to protect assets such as home and car and the court will lay out a payment plan that must be strictly followed. While the plan is in place, all creditor calls will be stopped.
Though it is possible to file for bankruptcy yourself, it is best to have an attorney that specializes in bankruptcy services. Bankruptcy can be a complicated process and if you do not have a complete understanding of what you are doing it is possible to put your assets at unnecessary risk. Do some research and find a law firm in your area that specializes in bankruptcy and let them take care of the details so that you can get back to building your life.
There are several bankruptcy law firms that provide services in Miami. A comprehensive list is here: http://lawyers.findlaw.com/lawyer/firm/Bankruptcy-Law/Miami/Florida.
Yes
Bankruptcy services can give you all the information that you need. They can tell you all the pros and cons of filing.
Yes, but you will still be billed for his or her legal services. And any possible problems with the bankruptcy will be the petitioner's responsibility.
A business bankruptcy lawyer can guide your business through the bankruptcy process, and ensure that you can maintain as much of your assets as possible while undergoing the bankruptcy process.
You can find a Lawyer for bankruptcy on Lawyers dot com. They have a wide arrange of Lawyers that are professional in every fields and can provide services for any needs.
Chicago credit offers debt counseling and bankruptcy services. They employ a team of lawyers to assist in your bankruptcy claims, and also employ financial advisors to help you decide if filing for bankrupcy is the right choice for you.
While fees vary, on average, the cost for a bankruptcy lawyer should be between $1,000 and $2,000. Many bankruptcy lawyers offer free initial consultations, too, where you can find out what their exact fee is.
American Debt Enders offers free consultation for filing chapter seven bankruptcy. Their phone number is listed on their web page. There are no one hundred percent free bankruptcy services just free consultations. There are filing fee involved to file for bankruptcy.
Hummingbird Credit Counseling offers bankruptcy certifications, non- bankruptcy financial counseling, learning center and resources, and attorneys and consumer organizations.
You can but most likely can't include a government service in the bankruptcy.
Legal Mail offers services to people in the financial field, such as accountants or financial planners. There is information on bankruptcy and other helpful services.