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Can a collection Agency charge you attorney fees if you were never notified of the debt?
Technically, maybe. Here's the thing, if a collection agency shows by their records that they have attempted to contact you and you either did not respond or they were unable to make contact, then yes, they can recover any costs associated with collection of the debt. That being said, you would be hard pressed to prove they did not contact you or attempt it. I essence you would be attempting to prove a negative, and that cannot be done (except in the case of theoretical mathematics).
What else can I help you with?
Shouldn't you been notified from a collection agency that they would charge off an telephone bill if you co-signed for it for someone else?
It would depend on the agency's established collection procedures. Usually the cosigner is notified after all attempts to collect from the original debtor have failed. The CA will then attempt to collect the debt from the cosigner before deciding whether to inititate legal action.
Can a collection agency charge you their attorney fees in a garnishment?
Yes, any and all expenses that the lender incurs can be passed to the customer when they are attempting to collect a debt.
Can you be charged interest on medical bills by a collection agency?
Yes, unfortunately a collection agency can charge interest and other fees when they obtain a debt.
How much can a collection attorney charge?
Whatever the client is willing to pay.
Can a collection agency charge interest on a debt?
In some situations interest and accompanying collection fees can be assessed.
How do collection agencies work re rates they charge the collectee and the collector?
Generally a collection agency will charge the company they are collecting for a percent off what they collect. They do not charge the person they are collecting from.
If a collection agency sends a letter to an employer asking for personal information should the employer answer it?
If the employment agency will charge a fee
Can a collection agency report and collect a debt that is shown as a charge off from another creditor?
Yes. When creditors charge off accounts they send them (or sell) to a collection agency. The collector can request the debtor's credit report show that the account has been turned over for collection procedures.
Can a landlord send an ex-tentant to a collection agency for a disputed charge?
Yes, and the tenant can tell the collection agency the charge is disputed, and that could be the last you hear from them. If not, you need to research, follow and educate them on the rules of the Fair Debt Collection Practices Act, such as filing written notice of dispute, etc.
Why would a collection agency not give you the balance of your charge off in writing?
Only the company can answer that question.
Can a debt be listed on your credit report by the collection agency as two separate entries with one as a charge off and the other as a collection fee?
Yes, the charge off is entered by the original creditor, and the collection fee is a separate debt.
How many times and how often can a collection agency post an account to your credit report as a charge off?
A collection agency cannot charge-off an already charged-off account. The reporting of the STATUS of the account AS a charge-off can be reported every time they update with the credit bureaus. The 'date of status' must be the date of the ORIGINAL charge-off.
