Yes they can. And it is quite common for them to do so.
They don't normally incur the added expenses of verification until this is requested by ...the credit bureaus in response to a consumer dispute, the consumer directly upon exercising their rights under the Fair Debt Collection Practices Act, or upon court order.
== == Collection agencies do not have the legal right to pull your credit report unless you gave them permission.
It depends on who the collection agency is attempting to collect from. If it is the estate, yes, they must be paid. If it is the child, not necessarily, but it could be garnished or a lien placed on the property.
It is possible for the collection agency to put a lien on your bank account. Before they can do this, they must go through the proper procedures first.
Before making any commitments to a collection agency, you should get confirmatio from the original creditor that the collection agency has legal authority to collect at settle the debt.
No, but it happens. This can be disputed before you pay any collection agency call me first to give you information about a free weekly conference call on credit repair and what protect you from these collections agencies.
Generally a Creditor will wait 180 days from the date of the last payment before passing the account to a Collection Agency
no ,they also cant call before 9 am or after 9 pm
Have the collection agency send a written agreement accepting the settlement or payment amount agreed upon BEFORE rendering any payment(s).
Locum agencies are placement agencies that work with healthcare facilities to place licensed physicians in temporary positions to cover absent physicians or to help serve a sudden need. Licensed physicians register with a locum agency. Some locum agencies place clergy, but today, most locum agencies work with physicians.
There is no law that restriction how long a creditor or business must hold a bad debt before forwarding it to a debt collections agency.
Depends on the debt and state. Check http://www.fair-debt-collection.com/SOL-by-State.html#36 for answers.
So, what is the question here?