Independent insurance agents work for a variety of insurance companies and carriers. They can still be located in any phone book, the only difference is they work for themselves.
An independent Insurance Agent can negotiate with an insurer for his or her commission rate. Most independent agents represent many insurers with various commission and premium rates in order to offer a wider range of policies and companies than a captured agent would to the insured. That's just part of being an Independent insurance Agent. You have more than one company to offer. Most companies that an Independent Agent places coverage with will initially offer a set commission rate. If the agent performs well they can then renegotiate
I suggest you contact an Independent Insurance Agent in your area and be truthful about all of your situation. Independent Agents represent many different companies some of which may be able to provide you with insurance and some of which may not. If you go to what we call a captive agent who works for one insurance company they are subject to the guidelines of that one company that they work for. I stress being truthful because the insurance company is going to find out everything about your license, violations, cancellations, suspensions, and title of the vehicle and if you lie to your insurance agent more than likely the company will not void the insurance anyway die to material misrepresentation. An independent agent can search the different companies and find the best price for the situation you are in.
"There are several avenues that can be pursued when car insurance is needed. To deal with someone locally, an agent can be contacted. An independent agent will usually have more than one company that will write auto insurance. Dedicated agents only write for one company. It is also possible to call some companies direct or purchase insurance online."
One that meets your needs and is affordable. Way too many variables to pick one plan or even one provider. If you are in the market talk to an independent insurance agent who specializes in medical and dental coverage.
You can become a business insurance agent by studying insurance in college or business in college. In addition, you can become a business insurance agent by applying for an insurance company.
Check with several independent agents. There are very few things that totally disqualify you from life insurance. One agent may say you are uninsurable, but may be with certain companies.
One can get independent health insurance in the UK from a number of contractors. Bupa is a great independent health insurance provider that serves several countries, including the UK.
There are many places where one could receive lead insurance. One could check sites such as Insurance Lead and Reviews for information regarding lead insurance.
There are many ways that a home owner can find a home insurance agent. The best way to find a home insurance agent is to go to any major insurance company like Progressive and they'll give you one.
If one is wanting to get insurance through Survival Auto Insurance one can apply online. If one wants to specifically contact an agent there is a toll free number where one can request to speak with an agent. They can be reached at 888-940-4343.
Before becoming an independent agent, it is advisable that you have some experience in the insurance business. Primarily because the attrition rate among insurance agents as a whole is high. As a captive agent (one that works only for an insurer like State Farm or Progressive) you can often rely on a base salary and/or benefits to assist you as you develop your book of business. As an independent agent, developing and managing your business is up to you. Of course, if you truly are a salesperson, the sizable increase in commissions and unlimited earnings is compelling. The challenge is finding the right appointments. Most insurance companies do not want to appoint agents that have no proven track record, which often includes a sizable book of business, but, there are options.
My recommendation is to visit several different independent insurance agents in your area and talk with them including getting quotes from the agents. This allows you to not only get prices but you are basically doing a mini interview to find out which agent you feel more comfortable in doing business with and which you feel will give you the best advice about your insurance needs. I warn everyone to not only look for price only but to also choose the best agent in order to find an agent to advise you about your insurance needs as well as getting a good value. Value not only includes not only getting the best price on your insurance but also the best agent to advise you. An independent insurance agent will represent several different insurance companies who have good prices and good service for your area. Often times it is very hard to find an insurance company that provides good auto, home, life, and health insurance for a particular area of your state. Hopefully the agent has already done this job for you and have selected a good selection of companies to offer good coverages for your area. If you do business with an agent that represents only one insurance company the agent first works for the insurance company and not for the client. An independent insurance agent works for the client and represents many different companies. This allows him or her to search different companies to find the best combination of policies for you at the best price.