Prove that you live somewhere else and have your own policy or change policies
Call the insurer with the name of the insured and the policy number. They can verify if it is valid or not.
If they gave you their Insurance information, all you have to do is call the insurance company, give them the policy number and if you have a legitimate need they can verify if the coverage is active.
The proceeds of the life insurance policy legally and contractually belong to the named beneficiary of the policy, in this case the caretaker.
Your dad should add you to his policy, if you crash during training, someones insurance would need to be responsible, and if you are not on a policy, no insurance company will pay the claim.
Not likely. Never heard of someones garden being covered under a homeowners insurance policy but. To be sure though you might want to review your policy schedule of coverages or ask your Insurance Agent.
It can affect: 1. Your insurance premium (for your own vehicle, or your parents vehicle if you are on their policy. 2. Your employers insurance premium (if you drive for work) It will NOT affect: 1. Your friend's premium, unless you are scheduled as a driver on the policy
no because you will get another insurance
A life insurance policy with a clause for loan or car debt repayment will pay off your car in the event of your death.
No, the person will not be reimbursed for taking someone off their insurance immediately.
Ok here are the disadvantages (from both stand points): If you have any tickets or accidents they will be charged on the policy and cause the persons rate to go up and possibly get terminated by the company. Also depending on your age and sex, the rates could go up too. You being a driver on someones policy put them at risk for lawsuit if you cause an accident. Now for the advantage: You being on someones policy can help your rates when you decide to get your own insurance, companies look at prior insurance and people that have continuous insurance get better rates.
No, an accidental death would be covered by your life insurance policy.
I believe you are asking about waiver of insurance policy premium. There are certain insurance policies like children's plans, where even if the policy holder (Parent) is no more, the insurance company would waive off the premium payments and continue to provide the benefits to the policy beneficiaries (Children)