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Title insurance typically includes coverage for losses due to defects in the title to a property, such as liens, encumbrances, or claims against the property that were not discovered during the title search. It protects against issues like fraud, clerical errors, or undisclosed heirs that could affect ownership rights. The policy generally covers legal costs associated with defending against such claims. Additionally, there are two main types of title insurance: owner's policies, which protect the buyer, and lender's policies, which protect the mortgage lender.

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4d ago

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Related Questions

Can a person research the history of title to real property for free and is the homeowner's insurance also included in the public record?

Anyone can examine the public land records. Insurance information is not included in the public records.


What is a title insurance producer?

Generally speaking, a title insurance producer is the same as a title insurance agent.


Who are the largest Title Insurance companies in the US?

First American Title Insurance Company Fidelity National Financial Stewart Title Insurance Guaranty Old Republic Title Insurance Company North American Title Insurance Company Chicago Title Insurance Company


Do title insurance companies employ title examiners?

Title examiners are typically employed by title insurance companies


What does the term title insurance mean?

The term title insurance means insurance that covers the loss of an interest in a property due to legal defects and that is required if the property is under mortgage. Most title insurance is lender's title insurance.


Can you sue a title company for not having proper idenification when selling a home?

The title company should have provided A insurance policy to you, it will have specific items that are included and excluded. You need to determine if you have A case or not. and talk to an attorney.


Does homeowners insurance cover the lenders title insurance?

No it does not. Lenders Title insurance is a whole other form of coverage


Why do title insurance company's ask if a new title insurance request ask if it is a refinance?

Title insurance rates vary depending on if the transaction is a purchase or a refinance


How much does Title Insurance cost in Ohio?

who pays title insurance when selling a home


Where can you get title insurance quotes?

You can get title insurance quotes from by doing a search on google or other search engines for title insurance and visiting one of the websites that offer title insurance quotes. There are some companies that will give you multiple title insurance quotes from more than one company by filling out just one form, and there are other companies that offer you one quote from their company. It is a good idea to shop around for title insurance companies and this is a great way to find and compare title companies and title insurance costs.


Where could one find a title insurance calculator?

One could find a title insurance calculator in many different places. Some of the places in which one can find a title insurance calculator is from an insurance place like Republic Title.


Can title insurance be purchased after the closing?

If title insurance is not purchased at closing, then it can be purchased later. Generally a title insurance policy can be issued within 14 days of the closing.