* must be more specific, where (city, state)? how many office employees? Insurance laws differ from state to state while there are some generalities to be accurate one would need to know what state you reside in. Additionally, beyond the state level are there any special requirements that your particular city location might have? * However, in most cases as simple BOP and E&O with employment practices liability and of course GL should suffice. * Your local insurance agent should be able to help you with any questions you might have.
First you decide if you want to be a captive agency(selling mostly one kind of insurance) or an independent agency. Then you have to get liscensing, training, experience, and begin building a client base.
To become an insurance agent, it is recommended that a person take college courses in insurance brokering. Licensing is required to be an insurance agent, and a course of this kind is required for that.
Actually not all insurance agency can give this kind of insurance. There are agencies that can provide insurance for disabled persons based on the degree of disability. And there are agencies that can provide full insurance and discounts for disabled persons. As for my answer, it depends on the agency.
A commerical liability policy.
Depends on what kind of business it is. for more information about insurance and licensing go to Business.gov
For an Insurance agent who wish to sell insurance products (Life and Health or Property and Casualty) in Texas, you must take a Texas Insurance Licensing Exam to get your Life and Health or Property and Casualty insurance license. These two types of insurance have their own kind of license so if you want to sell both then you'll need to get two different licenses. By the way, aspiring insurance adjusters are only required to take a Property and Casualty insurance licensing exam in Texas(claim adjusters don't sell Life and Health insurance). Other than enrolling in a local school for your insurance licensing in Texas, you can also take Texas Insurance Licensing Online Exam or Texas Adjusters License Online Exam.
It depends on what the misdemeanor was for. If it was for any kind of dishonesty, that is usually a red flag for the licensing authorities. MyInsuranceXpert
A local insurance agency would be one place where standard life insurance could be purchased. The website "Insure" can also be used to purchase this kind of insurance.
A tax releif agencey has no accredidation requirments. You should read reviews on a company before you use them.
First you need to pass a licensing exam for the kind of insurance you would like to sell. Contact your state insurance commission for a list of testing centers, study for the exam is at your own discretion. Then you must by "appointed" as a producer for all of the companies that you intend to write insurance for.
You can call or email the company to find out if they do business in your state and what kind of insurance they offer in your area. Every state has an agency that licenses insurance companies. You can consult with yours to see if Fifty Life Insurance Company operates in your state.
The coverage you need will be specific to your own needs. The best way to asses the coverage you'll need is to speak with someone at the insurance agency that holds your policy. They can help you decide what kind of coverage you'll need.