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What else can I help you with?
Should you keep records of telephone calls received from the debt collector outside of legally allowed hours 8am to 9pm?
Yes. Agencies can be sued for like $1000.00 per violation of collection laws.
Is an individual required to give their birth date to collection agencies?
Yes, providing your birth date to collection agencies is often required to verify your identity and locate the correct person owing the debt. However, you should be cautious and only provide personal information to legitimate collection agencies to avoid potential scams or identity theft.
How is it possible for a collection agency to freeze your checking account with out giving proper notice and how do you go about taking care of this matter?
Collection agencies do not normally have that power without a court order. You should go see a lawyer ASAP.
How do you find out who you owe if the collection agencies keep selling the account?
When a consumer receives a notice from a collection agency requesting payment of a debt, the consumer should always present to the agency a written request for confirmation of the debt owed.
Will collection agencies remove old bills from your credit if you pay them in full or just show them as paid?
Collection agencies don't manipulate your credit or remove accounts from your credit. The credit bureaus themselves are repsonsible for maintaining accurate reports, but because the credit is yours, you should check you reports at least once a year to ensure their accuracy.
Collection Agencies?
Collection agencies, their practices, and the rights of both their clients and debtors are often very misunderstood. When a collection agency begins the process of collecting against a debt, it is important that the debtor understand their rights, what is expected of them, as well as how the collection process works. Third party collection agencies are a party that have no real interest in the debt, the creditor, or the debtor. The Fair Debt Collection Practices Act highlights the practices and methods that a third party collection agency may or may not use to secure payment against the debt. Collection agencies are allowed to attempt to make phone contact with a debtor between 7am and 9pm local time. A collection agent cannot reveal the nature of their call to anyone who identifies that they are not the debtor. If asked, however, they must provide the company’s name. Many companies will have their agents abbreviate the company name over the phone to help protect privacy. Once in phone contact with the debtor, the collection agent may make payment arrangements against the debt or they may demand payment in full. A third party collection agent cannot speak to the client directly and may speak only to the debtor, their spouse, parent if the debtor is a minor, or power of attorney. If a debtor does not wish for the collection company to continue calling their home phone, cellular phone, or work telephone, they will need to provide a request in writing to the collection agency asking for the calls to that number or combination of numbers to cease. A collection agent is not allowed to use profane or abusive language when speaking to a debtor and must always identify the nature of the call. If a debtor has already filed or plans to file for bankruptcy and the stated debt will be covered in the proceedings, they should notify the collection agent. If the debtor has an attorney for the matter, the collection agent may ask questions to gather information about how to contact the attorney in the matter.
Should friends be allowed at birthday parties?
yes, if they are your best friends or even just friends! but if it is just for families then that is the persons parties choice!
Where can you list your condominium for rent?
You need to review your condominium documents to determine if rental of units is allowed. If so, then you should check several rental agencies in your area who could vet potential lessees to find the perfect tenant.You need to review your condominium documents to determine if rental of units is allowed. If so, then you should check several rental agencies in your area who could vet potential lessees to find the perfect tenant.You need to review your condominium documents to determine if rental of units is allowed. If so, then you should check several rental agencies in your area who could vet potential lessees to find the perfect tenant.You need to review your condominium documents to determine if rental of units is allowed. If so, then you should check several rental agencies in your area who could vet potential lessees to find the perfect tenant.
How do you know what collection agencies you owe?
You should be able to do this by obtaining your credit report. You are entitled to one free report per year from each of the three credit reporting agencies. Log on to experian.com, from there you can get all three reports which will show any reported outstanding debt.
Is there a resource for finding out collection agencies names and addresses for bankruptcy?
Get a copy of your credit report from the three major credit bureaus. You can get one free copy from each per year by law. You can obtain this free copy at http://annualcreditreport.com (see link below). These reports should have the contact info of your creditors (and collection agencies) listed. Google / Phone book combination is the best.
What are capps?
Computer Assisted Passenger Pre-Screening System. It is a list of persons who should receive extra security screening before being allowed to board a plane.
What is the purpose of the US border patrol?
"The purpose of US border patrol is to insure that persons crossing the border into the US are person that should be allowed into the country. The border patrol checks to make sure that persons entering the country are citizens, have a passport, or have a VISA."
