Go and see your boss and explain the situation. The boss may give you a letter explaining your circumstances and verifying what you are making per month. There should be no reason you couldn't rent an apartment. Good luck Marcy
No. Once a cosigner has signed the contract the only way they can be removed from the responsibility is a new agreement being made without the assistance of the original cosigner.
Most "little" landlords - the ones without mega/multi units - do not run a credit check. Have the security deposit and first and last months rent ready and you'll find a place.
Nope.
No, the refinancing without the consent or knowledge of the original cosigner created a breach of the original lending agreement and the cosigner is no longer legally obligated for the debt.
No.
The only option is for the loan to be refinanced without the particpation of the present cosigner.
Nothing. The only option for being remove as a cosigner is to have the original loan refinanced without the cosigner participating.
Student loans are provided without consigner based on needs. For example if you are independent from your parents, you can qualify for student loans without cosigner.
There are many obstacles you would need to overcome. You would need to have a good job to support yourself and find an apartment that you could afford. You would need transportation and be able to budget your money well. Bills would need to be paid first and then if any money is left, it could be used for fun and socializing. You could probably get an apartment without a cosigner if you have good credit, but otherwise you would probably need a cosigner. It may not be hard to rent an apartment, but it definitely can be hard keeping up with the bills and responsibilities every month.
Possible fraud charges.
if you take it to your personal bank and ask them how much you need to have paid already they can indeed refinace you and remove the cosigner
A cosigner can only be relieved of the financial obligation through refinancing of the loan without the current cosigner's participation.