Immediate. It might take some time though for the mail and processing.
Only the owner of the life insurance policy can change the beneficiary designations. In many case the owner is the insured. Check your policy for the definitions or call your agent.
It's still 6 months because leap years don't change how many months there are!
Change oil every three months
gusto ko happy ta
7665 days but that changes when you change the month you start with.
Yes the beneficiary on file gets the payment
If you count September of 2012 and March of 2015 as full months, then there are 31 months. The number will change depending on whether or not you include either or both of these months.
It can if it is irregular, but for many it will stay relatively the same.
You will receive the death benefit unless your brother has changed the beneficiary. Regardless of marriage, divorce, life changes, etc; unless the insured contacts their insurance company and changes their beneficiary, the money will go to the specified beneficiary; FYI- your brother would not be required to notify you as current (or ex) beneficiary if he changed the policy. Also, many life insurance policies have a primary and a successor beneficiary; the successor is the person who would receive the benefit if something were to happen to both the insured and the primary beneficiary.
change climate.
As the question is being asked and answered in early mid-February, there are just over eight and a half months to November. This will change as time goes on.
Climate change has a great effect in many areas and one of this is the engineering field. It can slow the process of building an infrastructure, damage the flood ways and buildings, and can cause a great destruction to the community.