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Generally no one would be liable for an animal collision with a motor vehicle.
If you have full coverage auto insurance with Comprehensive and Collision coverage then your damages will be covered under your own auto policy.
Laws regarding Animals on public roads will vary state by state and region by region.
If you were driving in a free ranging zone or an area with animal crossings then the diver may be liable to the horse owner for the injury or loss of his horse.
What else can I help you with?
Are horse riders required to have insurance to ride on the road?
Insurance requirements for horse riders vary by location. In some places, horse riders may be required to have insurance to ride on the road, while in others it may not be mandatory. It is recommended to check with local authorities or equine insurance providers for specific requirements in your area.
Does nationwide insurance offer motorboat insurance?
Nationwide offers boat insurance for private watercraft only. Nationwide boat insurance may also be extended to cover medical liabilities should the boat owner be found liable for injuries. They also offer road insurance should your boat ever be damaged on the road.
Is a person liable for damages in auto accident caused by a horse loose on a county road in Texas?
I'm not sure about Texas but in Indiana the owner of the horse is liable for all damages in the accident. In Indiana we have alot of horse accidents and depending on if it was just a horse running wild that got away from someones farm or if it was a horse and buggy accident. It doesn't matter always the owners responsibilty.
Can you ride a mini moto on a field?
yes you can and you dont need insurance to ride it on a road
Who is liable for accidental damage?
The person or company who provided the equipment used would be responsible. If the directions for use of the equipment were not legible or understandable the provider of the equipment would be liable. If the accidental damage occurred on a road, the driver would be responsible unless the road was not maintained or the vehicle itself was faulty. The car manufacturer would be liable for damages. If the weather was to blame, insurance would have to cover the damages.
A woman suffering from a diabetic hypo crossed onto my side of the road and hit my car head on. Can the insurance company say the woman is not liable because of her condition?
If the woman did not declare her illness to the insurance company then they may have a good case.
Is this grammatically correct road liable to flooding?
Not really.The road may be prone to flooding, or subject to flooding.Although you may say "this road is liable to flood" colloquially.In using "liable to _____" one would use the verb infinitive. As you could say "it is liable to rain" (not raining) or "the dog is liable to bark" (not barking), so you could correctly say "That area is liable to flood in the next big storm." but not "liable to flooding." This construction might still be seen used, although it is ungrammatical.
When riding a horse on a puplic road do you need to clean up horse dung which my horse doposits?
No, i see horse dung on the road alot here, you dont need to, and if you did, where are you going to get a pooper bag that big =] :D There are whacked areas that have some issue with this. You can get diapers for your horse for parades and such. This is why you should always be careful around city people.. (lol)
Who pays if your tree falls on neighbors uninsured vehicle?
That's what auto insurance is for. Your neighbors auto insurance will have to cover his damages. In the United States. A property owner is not liable for acts of nature. It's no different than if his own tree fell on his car or if he was parked on a public street or if a tree was blown in from a national Forest down the road. No One is liable for an act of nature.
If your road tax expired on Sunday and you cant tax it until Monday what will happen with your car if it parked on the road?
I have been told if you dont have road tax and you crash your car or someone crashes into you then your insurance is void
Do we need insurance for a strictly off road quad?
You should definetely buy insurance, otherwise known as a warranty in this case. The quad could be totaled during an accident and if you dont have insurance, you will need to buy a whole new quad.
What happens when a car drops something in the freeway and it hits your car?
If the object came off the other vehicle there liability coverage will pay for the damage. If it came off the road and was just kicked up by their vehicle then they are not liable for the damage. In that case it is called road hazard and would not be covered by the other parties insurance. Your insurance will pay for it if you have physical damage coverage on your vehicle.
