The same way you would address a man depending on her status which might be a doctor, governor, senator, professor, etc. If there is no official title then you may safely address a woman as Ms. It is not necessary to include her marital status.
In Ghana, women are formally addressed using titles that reflect their marital status and social standing. Common titles include "Madam" for married women or women of respect, and "Miss" for unmarried women. Additionally, specific titles such as "Mama" or "Aunty" may be used, especially among older women, as a sign of respect. The use of these titles varies by culture and context, highlighting the importance of social hierarchy and respect in Ghanaian society.
to detect and address potential problems
Formally, Maestro [my-strow] .
Muslim women are allowed to address men, women and children.
Cornell
Informally: By her first name e.g. Bunty Formally: Princess Bunty
His Farewell Address issued as a public letter in 1796.
The formal, correct way to address a cardinal is "Your Eminence".
womany
You can address a retired doctor and his wife as "Dr. and Mrs. (Last Name)" when speaking to them formally. If you are on more familiar terms, you could simply address them by their first names.
The web address of the Women At Work Museum is: http://www.womenatworkmuseum.org
The web address of the Nevada Women'S Fund is: http://www.nevadawomensfund.org