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means your up to date with your monthly payments in the past 7 mths

(past) 1111111 (present)

if you have a 2s or 3s in the series of numbers ... ie) 111231121

it means you have been behind with your monthly payment that paticular month.

1s mean paid monthly payment on time

2s mean 30 days (missed one payment)

3s mean 60 days (missed two payments)

4s mean 90 days (missed three payments)

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11y ago

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