In general this is true. However, the insurance policies usually have "coordination of benefits" provisions which explain which policy pays first and under what circumstances. There are sometimes also statutes (laws) that dictate the order of payment. A good example of this is when one is injured in an auto collision and has both personal injury protection and/or medical payments coverage and health insurance. The companies will coordinate the payment of benefits as between the policies.
pertaining to medical insurance; primary secondary TERTIARY IS THE ANSWER
Primary insurance coverage is what is first used when a medical service is being rendered. This is what will be billed first. Secondary insurance is supposed to cover what the primary insurance does not.
It's secondary or tertiary insurance that is held to cover any medical expenses the primary insurance policy does not cover or does not cover completely.
Independent Practice Association.
No. You will have to use your health insurance first.
7 years
not that we know of honey
Employee benefits for neonatologists include, but are not limited to, medical practice insurance, disabilityinsurance, and life insurance.
As with any job, the job description of a medical insurance specialist is determined by the organization for which you work.
You can purchase your own medical insurance, its called and Individual policy and many insurance carriers sell them. With an individual medical policy, you have to qualify. (you don't have any significant medical problems or past medical history) Individual medical policys also have pre-existing clauses-- they can deny any/all medical services for a medical condition they determine began before your policy began. Pre-existing clauses are usually for the first 6 months. Most, not all insurance plans "coordinate benefits". For example, if both you and your husband had health insurance through your separate employers, your insurance would be primary and your husband's insurance would be secondary and vice versa for your husband. It can be different for an individual policy/plan. Health insurance is very expensive in this country so most people can't afford to buy individual medical insurance.
It's not at the discretion of the insurance company as to who is the primary or the secondary. It is the sole decision of the policy holder(you). They are a paid service and are there to serve you. Correction: No, it's not at the discretion of the policy holder. The primary coverage is based on who's birthday comes first. For example, in this particular case, the child lives with his mother and stepfather, and the stepfather and the biological father both have him on their medical insurance policies. The father's birthday is in October and the stepfather's birthday is in December. So the father's insurance is primary, and the stepfather's insurance is secondary. These are the quidelines insurance companies use to determine which one is primary, and which one is secondary.
Practice Management software is used for a number of reasons in medical offices for controlling documents, patient files, signatures, images, insurance information, accounting, and even prescriptions.