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Can you change your secondary insurance to primary insurance if your coverage is better with the secondary insurance?
In most cases no. You can not chage due to better coverage. 90% of insurance companies, if not more, have what is called a birthday rule. Meaning if you have dependant children on the policy the guardian who was born first (or who is older) is the primary carrier for the dependant children and the younger of the two guardians is the secondary carrier. If you were to have coverage through yourself and a spouse you would be your own primary, as would your spouse be their own primary. If you are the carrier for both insurances then it would all depend on your plan provisions and restrictions, in which case you would have to question each insurance company as to how they would handle determining what insurance is primary and what insurance is secondary.
What else can I help you with?
Can you consider your retirement insurance primary because you've held it longer and it has better coverage or must your current employer's insurance be primary?
In New York, the insurance that you have held the longest is considered primary. This may vary from state to state, however, I believe it is the general rule.
What if the cobra insurance coverage is better than the new employer's insurance, can I still keep the cobra coverage?
If the COBRA insurance coverage is better than the new employer's insurance, you may choose to keep the COBRA coverage instead of enrolling in the new employer's insurance.
Has anyone joined the truck insurance exchange?
Truck insurance exchange gives primary and general liability coverage for the driver and any associated parties, cargo coverage for carrying loads and physical coverage to defend the truck itself. The Better Business Bureau have a list of reliable companies that you can choose from.
Is it better to have life insurance coverage or decreasing mortgage coverage?
This depends upon your individual circumstances. Different people have different insurance needs.
Is higher or lower coinsurance better for my insurance coverage?
A lower coinsurance rate is generally better for your insurance coverage, as it means you will have to pay less out of pocket for medical expenses after meeting your deductible.
Is cheap insurance coverage really better?
yes it is much better.....until you get sick...
Is higher coinsurance better for insurance coverage?
Higher coinsurance typically means you will pay more out of pocket for healthcare costs. So, in general, higher coinsurance is not better for insurance coverage as it can result in higher expenses for you.
What if a stepparent has medical coverage for a child and then the biological father has coverage for the child which he has joint custody of Which is primary and secondary?
Generally, the father's, but you should work together for what's best for the child. Which policy is the better one for being primary? Besides, with two policies, any bills end up fully covered. See links below for each of you.
How can I upgrade my insurance coverage to better protect my assets and financial well-being?
To upgrade your insurance coverage for better protection of your assets and financial well-being, you can consider increasing your coverage limits, adding additional policies such as umbrella insurance, and regularly reviewing and updating your policies to ensure they align with your current financial situation and needs.
Does paying more for car insurance benefit you if you're in an accident?
Paying more for your insurance doesnt gurantee any better coverage or better protection in an accident.
What are the benefits of a commercial liability umbrella insurance?
Commercial liability umbrella insurance has many benefits to the company. The liability umbrella insurance is pretty inexpensive compared to other coverage policies. It also provides better protection and coverage.
If you have a pre-existing condition is it better to have a lapse in coverage or pay the extremely expensive cobra until the next insurance plan starts?
Consult with your primary doctor and let a professional who knows you determine what would be best.
