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What debts are legally reportable on a credit file?

Everything but, medical and utilities.......


Can your daughter blacklist your address with her debts?

yes if your daughter has debts that she has listed to your address it can affect the whole households credit


Is it illegal to put overdue medical bills on a credit report?

No. Overdue medical bills, like other debts incurred, can appear on a person's credit report, especially if they go into collections.


Does medical debt from years past affect my credit?

Medical debt does affect your overall credit score. However, when buying a house or car, most of the time medical debt is not factored into the equation.


Can an unpaid medical bill affect your credit?

yes


After seven years when debts from a bankruptcy are removed from the credit portion of your credit report will the bankruptcy still reported in the public record portion affect your credit status?

bankrupcires stay on for 10 yrs. But when you gfinalize the bankruptcy the debts are automatically removed anyways.


How does working with Care One Credit affect your credit score?

If you work with Care One Credit, it will positively effect your credit score. This will show you can pay your debts and you won't have any black marks.


How does closing a brokerage account affect credit?

Closing a brokerage account does not directly affect your credit score because brokerage accounts are not reported to credit bureaus. However, if you have outstanding debts or margin loans associated with the account, closing it could impact your overall financial situation and potentially affect your credit indirectly.


How does forming an LLC impact an individual's personal credit score?

Forming an LLC typically does not directly impact an individual's personal credit score. However, if the individual personally guarantees any business debts or uses personal credit to fund the LLC, it could affect their credit score if the business fails to repay the debts.


Do personal debts of family members affect credit ratings?

No, if it is a personal loan. Still, think of it this way, a poor credit rating with your family could be worse (you know what I mean).


Can you use a credit counseling service to pay the deficiency balance in a repo in nc?

I was a Certified Credit Counselor in the state of North Carolina, and the answer to your question is no. The only accounts that a credit counseling organization will accept are revolving accounts (credit cards), payday loans, utility debts, and medical debts. Repossessions will have to be negotiated between you and the collection agency or lender that has this account.


What can you do to help clean up debts on your credit report?

Besides paying your debts off or filing bankruptcy if you are unable to pay off these debts there is nothing you can really do to clear them from your credit report. Most debts stay on your credit report for seven years.