Yes it does
Everything but, medical and utilities.......
yes if your daughter has debts that she has listed to your address it can affect the whole households credit
No. Overdue medical bills, like other debts incurred, can appear on a person's credit report, especially if they go into collections.
Medical debt does affect your overall credit score. However, when buying a house or car, most of the time medical debt is not factored into the equation.
yes
bankrupcires stay on for 10 yrs. But when you gfinalize the bankruptcy the debts are automatically removed anyways.
If you work with Care One Credit, it will positively effect your credit score. This will show you can pay your debts and you won't have any black marks.
Closing a brokerage account does not directly affect your credit score because brokerage accounts are not reported to credit bureaus. However, if you have outstanding debts or margin loans associated with the account, closing it could impact your overall financial situation and potentially affect your credit indirectly.
Forming an LLC typically does not directly impact an individual's personal credit score. However, if the individual personally guarantees any business debts or uses personal credit to fund the LLC, it could affect their credit score if the business fails to repay the debts.
No, if it is a personal loan. Still, think of it this way, a poor credit rating with your family could be worse (you know what I mean).
I was a Certified Credit Counselor in the state of North Carolina, and the answer to your question is no. The only accounts that a credit counseling organization will accept are revolving accounts (credit cards), payday loans, utility debts, and medical debts. Repossessions will have to be negotiated between you and the collection agency or lender that has this account.
Besides paying your debts off or filing bankruptcy if you are unable to pay off these debts there is nothing you can really do to clear them from your credit report. Most debts stay on your credit report for seven years.