True
Major medical
Yes, general contractor workers typically have access to workers' compensation insurance, which provides benefits for medical expenses and lost wages in case of work-related injuries or illnesses.
I think you are referring to PIP coverage? There may be some states that surcharge if you do not have medical insurance as PIP pays for injuries, or death in an auto accident. Most states and insurance companies offer a discount if you do have medical insurance as your medical insurance can also pay for your injuries. Many PIP policies only pay a % of injuries up to a maximum of $10,000.
No. That's what your major medical insurance policy is for.
docters or surgents
The difference between regular health insurance and major health insurance boils down to coverage. Regular health insurance covers basic procedures such as check ups, minor illnesses and minor injuries. Major health insurance is purchased when one wants coverage for more serious health conditions such as broken bones, serious traumatic injuries and cancer treatments.
Technically, your buddy covers the medical expenses. He might be able to have his medical insurance cover it depending on the injuries AND as long as he DOES NOT mention that he got hurt while on the bike. Once he says that the doctors will not treat him for those injuries because they can't bill med insurance.. Medical insurance companies don't want to be paying for injuries that happened on an auto.
Medical insurance should cover any injuries substained no matter how they were caused. Health insurance is only responsible (in most cases) for what your car insurance and the third party involved's insurance does not pay. Legally, car insurance is primary over health insurance.
C. medical
A hospital or other medical practice. A pediatrician specialises in childhood illnesses and injuries.
Health-medical insurance is a contract between an individual and an insurance provider that covers medical expenses incurred due to illnesses, injuries, or preventive care. Policyholders typically pay a monthly premium and may also have to cover deductibles, copayments, and coinsurance before the insurance starts to pay. It aims to reduce the financial burden of healthcare costs and ensure access to necessary medical services. Coverage can vary widely, including hospital stays, doctor visits, prescription medications, and preventive services.
You can use this website to compare the prices of medical insurance: http://www.kanetix.ca/health-insurance Then using the cheapest one you can sign up with them. Make sure you check to see if your illnesses are covered.