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To determine which insurance is primary, you generally follow the coordination of benefits rules set by the insurers involved. Typically, the insurance policy covering the individual as an employee is primary, while coverage from a spouse or parent is secondary. If a child is covered under both parents' policies, the "birthday rule" often applies, where the parent with the earlier birthday has primary coverage. Additionally, specific situations or policy terms may dictate priority, so it's essential to review the details of each plan.
What else can I help you with?
How do you get medicare as your primary insurance if you have horizons select as your primary you want to change?
You cannot decide which insurance is primary and which is secondary. Their is nothing you can do to determine this. Within each policy it specifies when each policy is primary or secondary. With Medicare, it is always going to be secondary to insurance provided by an employer or retirement plan.
Which insurance plan is primary when both husband and wife have same plan?
The birthday rule will decide who's plan is primary or secondary.
If parents are divorced which insurance is primary?
I think the wife's insurance is primary.
What is meant by primary and secondary insurance coverage?
Primary insurance coverage is what is first used when a medical service is being rendered. This is what will be billed first. Secondary insurance is supposed to cover what the primary insurance does not.
Does secondary insurance cover or pay copays of primary insurance?
The secondary insurance cover both pays and co-pays of the primary insurance depending with the insurance company.
Is your insurance considered your primary insurance?
Yes
What does primary and non contributing really mean in regards to general liability insurance coverage?
It means that whoever states their insurance is Primary, it's really Primary regardless of who is at fault. For example, the subcontractors insurance is usually primary over the GCs insurance. This means that if the sub has a claim and in all reality it's the GC's fault, but the sub listed their insurance as primary, then the subs insurance is paying first no matter what. Primary means just that, the insurance listed is PRIMARY, regardless of fault. www.mac2insure.com
Can you buy secondary travel insurance without primary insurance?
Put simply, yes, you can buy travel insurance or travel health insurance without primary insurance. That's just as well, as your primary insurance may not cover you (or cover you completely) when you travel overseas.
Can I have two primary beneficiaries for my insurance policy?
Yes, you can have two primary beneficiaries for your insurance policy.
Can you choose which insurance is primary in a dual coverage situation?
In a dual coverage situation, the insurance that pays first is called the primary insurance.
Which insurance policy takes precedence if I have two insurances, one of which is primary?
If you have two insurance policies and one is designated as the primary policy, the primary insurance policy takes precedence over the secondary insurance policy in terms of coverage and payment.
When will secondary health insurance not pay?
if primary paid more than allowed amount or if patient has primary insurance
