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My employer is telling me that I can not have the health insurance they offer because my wife has coverage at her job is this legal?
They can refuse to cover her if she has coverage available where she works but I think they have to cover you. At least that is the way it is where I work. I also have the option of covering her on anything she isn't offered where she works, such as vision or dental programs.
What else can I help you with?
What is sliding in insurance mean?
Sliding is to imply coverage or another policy is required by law and its not or not telling someone of a charge and their really is!
Will my heath insurance pay my medical bills if i was legally drunk when i had my car accident?
Over and above medical coverage on your auto insurance. There is no way you can get out of telling your auto insurance company about the accident, because the health insurance company will tell them about it first. This also depends on whether or not your State allows health insurance to cover such accidents.
What is an extension of disability?
It means that the duration of your disability has been extended. The context of this would depend on who was telling you this, for example, your physician, your insurance company, your employer, etc.
Can i insure my ex-spouse's car on my auto insurance?
No. You cannot insure a vehicle that does not belong to you. If you were to add the vehicle without telling the insurance company that it doesn't belong to you there will be no coverage and any claim will be denied. You will have wasted your money.
Can a auto insurance company tell you that you cannot remove an auto from their insurance?
I don't believe that the insurance company would prohibit you from removing a vehicle from your policy. There must be more to the story than you a telling in this question. If your vehicle is financed the contract you have with the bank or finance company may prohibit you from not having proper coverage on it. Also, an insurance company may be telling you that they are not wanting to insure just some of your vehicles and not all vehicles in the household.
Is the premium dearer if house is vacant?
You will need a different type of policy for a vacant home and yes the price is higher but it has come down a lot in the past few years because there is more need for vacant dwelling coverage and therefore more competition in the market. A normal homeowner's policy states in the policy that coverage is void after it has been vacant for 90 days. This means that even though you have paid the insurance for even years that there is no coverage 90 days after you move out of the house. This shows the importance of having an insurance agent you can trust and telling them if anything changes that could effect your insurance needs.
What do I charge my employer for mileage?
Your employer should be telling you what the mileage is. At my place of employment, we get 50.5 cents a mile.
Can you take a vacation without telling your employer why?
The rules generally include a provision that you get approval for vacation time off by requesting it in advance and providing the dates you will be out so the employer can plan for adequate coverage during your absence. Deciding on your own to take a vacation and simply not showing up for work can be reason for dismissal.
Can a driver be charged for telling law enforcement at an accident scene he does not own the car because he does not have insurance?
yes,
Does the insurance provider automatically drop your coverage if your license is suspended?
Yes, they do. Me and my boyfriend is on a account together and his license got suspended an they wrote me letter telling me that I had a couple of days to reinstate them and show proof of it.
Why would life insurance company ask you to sign something telling them who your plan is with through your employer?
One of the factors that a life insurer is concerned with when issuing a policy is whether the applicant has a pre-existing condition (a condition that existed prior to the application for life insurance). It wishes to know this because, based upon the insurer's underwriting guidelines, it may want to, or have the right to, exclude coverage if death results from that condition. Therefore, the life insurer may want to examine the health insurer's records to determine if (1) answers on the two insurance applications were consistent; and/or (2) the health insurer paid claims for treatment of a condition that was not disclosed on the life insurance application.
Can an employer force you to take their health plan and say it's because of the Affordable Healthcare law?
No, an employer cannot force you to be covered by their health plan. They might be telling you that you are "auto-enrolled", which is required by the Affordable Care Act. However, you have the right to refuse coverage. You may have to sign a form for the health insurer, so that the employer does not get "dinged" by the insurer for having employees uninsured. The employer's contract with the insurer generally requires them to enroll all employees (if employees do not pay part of the cost), or some percentage of employees (if employees do pay part of the cost). Your dropping out skews their numbers.
