More information? Full question?
yes
An unpaid medical bill is like any other debt. It can be reported to a credit agency like any other debt.
No. Except for fines, taxes or levies, you cannot be arrested for an unpaid bill (medical or otherwise) in Texas unless there is fraud involved.No. Except for fines, taxes or levies, unless there is fraud involved, you cannot be arrested for an unpaid bill (medical or otherwise) in Texas.
Like other late payments reported to a credit reporting agency, an unpaid medical bill may stay on a credit report for up to seven years.
Four years from the date of last activity on the account.
Your unpaid medical bills will not be reported to credit bureaus until sent to a collection agency. As long as they remain with the provider, the unpaid balance is just that, an unpaid balance. However, some interest rates may apply, depending on the state that you are in, so that balance could change.
Yes, a medical bill is like anyother bill and it will drag down your credit score like if you didn't pay a credit card or auto loan.
How do I report an unpaid bill to a credit bureau?
Yes.
As a patient, do I have the right to pay what I can afford on my medical bill each month, and over look the minimum payment from the doctor's office, for the state of IN.
Yes ... the credit bureau only "sees" unpaid debt ... it does not determine who is owed or how the unpaid debt was incurred. You should be writing to the credit bureau's and explain the situation - they may drop the reported unpaid bill, but will not forgive the debt still owed ... that still needs to be paid back to the medical institution as soon as possible, as they are a business and rely upon money (income) to pay their bills and staff.
No. If the bill was incurred when you were a minor, then the bill is your parent's responsibility. It would be illegal to put it on your credit report.