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First check your policy. Then check http://www.steveshorr.com/technical_questions.htm#Primary for the rules on who pays first. Basically a 2nd policy will pay what the primary didn't, but not more than 100% of your bills. If the bills are not relevant, then it's a supplemental policy.
What else can I help you with?
Does secondary insurance cover or pay copays of primary insurance?
The secondary insurance cover both pays and co-pays of the primary insurance depending with the insurance company.
Will secondary insurance cover claims denied by your primary insurance?
As long as it is a covered expense by your secondary insurance and a claim has been filed with the primarty insurance then the answer is yes. The secondary insurance will only cover the expense according to your plan.
Can you buy secondary travel insurance without primary insurance?
Put simply, yes, you can buy travel insurance or travel health insurance without primary insurance. That's just as well, as your primary insurance may not cover you (or cover you completely) when you travel overseas.
Does health insurance cover bodily injury in an accident?
Different states and policies can have different benefits and coverages. Health insurance will cover medical costs related to an auto accident but in most states they are secondary to automobile insurance. This means that the auto insurance will be responsible for payment first and health insurance will pay after that. If the health insurance company goes ahead and pays the claim or at least the first few bills then you receive payment of file for payments on the auto insurance you will be responsible for reimbursement to the health insurer.
What does coinsurance mean in medical insurance's?
It's secondary or tertiary insurance that is held to cover any medical expenses the primary insurance policy does not cover or does not cover completely.
Which industries are covered by HBA health insurance?
HBA health insurance has not currently released a statement on which industries they cover, although their overview suggests that they cover anyone who chooses HBA health insurance to cover them.
Will my health insurance refuse to pay if I am in an accident and if I don't have car insurance?
Your health insurance will cover you no matter how you got hurt. I can take a knife and stick it in my arm and go to the hospital and my health insurance will cover me. The only times your health insurance will not cover you is if you have specific exemptions in your coverage, which are rare.
What different health insurance plans are offered by Medibank?
Medibank offers many different health insurance plans. It offers hospital cover, extras cover, and ultra health cover. Ultra health cover combines hospital cover and extras cover.
Is Medical pay on an Auto Policy primary over Health Insurance or secondary?
No. You will have to use your health insurance first.
What does cobra insurance coveage cover?
Cobra insurance coverage covers health and medical needs. They are a health insurance place. They don't cover really anything but medical and health things.
Can you get health insurance with unemployment insurance?
Yes but it only matters on how large the scope of your unemployment insurance can cover for your health insurance.
Will secondary health insurance cover what primary does not?
Not necessarily; a secondary insurance policy or plan might only provide additional benefits up to the maximum that it will pay for a specified service. If both plans have rates that are similar, this might result in a small additional payment. Some secondary insurance or health plans might pay up to their maximum -- in addition to what the primary pays, which would result in a higher payment against a claim.
