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Group health insurance provides medical insurance to members of a selected group of people at a discounted rate. For instance, the group may be the members of a society or professional association, or the employees of a particular employer. These plans are generally uniform in nature, offering the same benefits to all employees or members of the group. Such insurance plans are cheaper than any other insurance policy because the risk to the issuer is spread out through an entire group

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9y ago

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How can group health insurance policy benefit me?

Group health insurance is beneficial because it is cheaper then individual insurance. Group health insurance also offers plans to protect you from more things for a better price.


Where are the headquarters of the Health Group Insurance?

There are no companies termed specifically "Health Group Insurance." A company that closely matches "Health Group Insurance" is the United Health Group based in Minnetonka, Minnesota. They were founded in 1977 and their current CEO is Stephen Hemsley.


Is group health insurance typically cheaper than individual health insurance?

Yes, group health insurance is typically cheaper than individual health insurance because the risk is spread across a larger group of people, leading to lower premiums for each individual.


Can you add your pregnant fiance on your Group Health insurance?

We just found out my Fiance is pregnant she doesn't have health insurance. Will Group Health Insurance let me add her and cover the pregnancy also?


Does McDonalds provide group health insurance to its employees?

Hourl employees do no receive group health insurance. However, management and supervisors, depending on their rank, can sometimes receive health insurance.


What has the author Richard K Kischuk written?

Richard K. Kischuk has written: 'Group health plans' -- subject(s): Finance, Group Insurance, Health Insurance, Health care reform, Insurance, Group, Insurance, Health, Medical care, Medical policy, Public opinion


How do individual health insurance and group health insurance policies differ?

Individual health insurance policies are purchased by individuals or families, while group health insurance policies are purchased by corporations. Group policies are generally cheaper on a per-capita basis than are individual policies.


If a person has individual health insurance and then gets a group health through his wifes work which is primary?

it is believed that the group insurance is primary.


What types of insurance does Mercury Insurance Group offer?

The answer to the question what type of insurance Mercury Insurance Group offers is, Mercury Insurance group offers Vehicle, Homeowners and Health insurance.


What particular people groups does The Health Insurance Group provide insurance for?

The Health Insurance Group provide insurance for individuals, families and businesses. They also provide health insurance for members of the armed forces and retired police officers who may sometimes struggle to get insurance.


What is the benefit of group health insurance?

Group health insurance is more beneficial than individual group plan because it comes to the individual for free. This is the best way one can get health insurance and medical benefits while saving money.


How is group health insurance different from individual or family health insurance?

Group health insurance is required to accept all employees regardless of their health while individual insurance can deny coverage to unhealthy people. They also calculate renewal rates differently.