the term "Full Coverage" is a layman's term. You will not find this language in your policy. In order to determine if you have Medical Coverage you just need to look at your policy and see if you have Medical or Personal Injury protection. Your policy will indicate such and the limits of coverage available. Happy Motoring
Liability Coverage under an auto policy has what components: Medical payments Collision Comprehensive None of these Liability Coverage under an auto policy has what components: Medical payments Collision Comprehensive None of these Liability Coverage under an auto policy has what components: Liability Coverage under an auto policy has what components:
If you put medical insurance on the policy when the policy was purchased.
Supplemental insurance is an additional insurance which provides coverage in excess of your primary insurance policy. For example, Flood Insurance is a supplemental insurance to your homeowners policy which does not cover damage from floods. Or, you might have an Umbrella Liability policy which provides coverage to a higher dollar limit above your auto policy or business policy.
This insurance policy provides coverage for third parties to a certain extent, but the specific details of the coverage may vary.
The best medical insurance policy coverage would depend on your current and foreseeable future needs. The best policy coverage will be from a reputable company that offers the amound and type of coverage you desire.
If your motorcycle was a scheduled vehicle on your Insurance Policy then you should be covered. If you were on someone Else's Motorcycle then their insurance policy should cover your medical. If neither coverage is available then you could look to your major medical policy or HMO for medical coverage.
In terms of Auto Liability...this depends.... 1. Does the policy excluded unscheduled drivers? If so, no coverage for you. 2. Did you have permission to use the vehicle? If not, no coverage for you. If the policy does not exclude unscheduled drivers, and you have permission to use the vehicle, the policy should afford coverage for incidents where you are the driver. In terms of Medical Payments or other benefit to YOU as the driver.... 1. Same questions as above, and more importantly... 2. Is Medical Payments and/or "PIP" coverage is provided on the policy? If no, no coverage for you. If no Medical Payments and/or "PIP" coverage is provided on the policy, you would need to seek coverage under the Workers Compensation policy. If you are an Excluded Owner under that WC policy, there would be no coverage for you here either. Remember, these answers are "general" in nature, and may not reflect the exact response from your insurer. I highly recommend contacting your agent for clarification of coverage.
A term policy is a kind of insurance policy wherein it provides coverage for a limited period of time only. When the insured person died during coverage time, and the policy is active, the relatives can get a death benefit.
There are many, many different types of medical insurance. Each policy specifies what it will cover, the extent of coverage and for what purpose.
It would be listed on the declarations page, usually after either the section for liability coverage or the section for medical coverage.
Personal accident insurance typically provides coverage for medical expenses, disability benefits, and accidental death benefits resulting from an accident. Personal effects coverage may also be included in some policies, offering reimbursement for lost or damaged personal belongings. The extent of coverage can vary depending on the specific policy and insurance provider. It is important to review your policy documents or contact your insurance provider for detailed information on the coverage provided.