Most, if not all, major medical policies or HMO plans provide for maternity benefits unless the insured opts to exclude them. Such inclusion is often called for by so-called "mandated benefit" statutes implemented by state legislatures.
"Supplemental insurance" is a term often used to describe a separate kind of policy (not a "major medical" policy) that provides specific benefits to cover a per diem amount and other out of pocket costs that may not be covered by (or cracks in) the major medical policy (such as deductibles and copays). Often, people take out a supplemental policy through work and have premiums deducted from payroll. Often, the benefits may be ised for whatever the insured wishes.
There are a host of insurers that offer supplemental policies of various sorts--often offered by Independent Insurance Agents. One of the biggest writers of supplemental coverage is AFLAC.
i would be concerned about having a cobra near a baby since they are poisnous.
Yes, you can use both health insurance plans to help cover the costs of having a baby. This is known as coordinating benefits, where both insurers may contribute to expenses. Typically, one plan is considered the primary insurer, which pays first, while the secondary plan may cover any remaining costs. It's essential to check with both insurers to understand how they handle maternity claims and any potential out-of-pocket expenses.
What in the world is the question
Placing an oximeter on the baby's right hand or wrist is the best way to determine if a baby requires supplemental oxygen.
No, it doesn't cover your bills if you have your baby in a different state.
Contact your carrier direct, most will cover the baby while in the hosptial after birth, but of course, they will have to be added to the policy, and premium paid for that child.
AnswerGet a job with insurance ... I've got two, they're out there.
HO insurance does not like Those dogs or Pit Bulls amongst others. Why? Because they are baby chewers!
The female since she's having the baby.
Do you have insurance for your baby?
The best way to determine if a baby requires supplemental oxygen is through monitoring their oxygen saturation levels using a pulse oximeter. If the oxygen saturation levels are consistently below normal (usually below 90%), supplemental oxygen may be necessary. It is important to consult a healthcare provider for proper assessment and recommendations.
If you need good family health insurance plan or policy to cover three people, then your best bet would be to look through your local insurance agency.