Because just going to the hospital for the common cold could easily cost you over 3000 dollars and any medication that you will need is extremely expensive. So how would anyone pay for health care without going into major debt.
Everyone needs health insurance to protect themselves from the high costs of medical care. Health insurance helps cover expenses for doctor visits, medications, surgeries, and other healthcare services. Without insurance, individuals may face financial hardship or be unable to afford necessary medical treatment.
Health Insurance, if you can afford it.
Most people throughout the world do not have and cannot afford health insurance
I presume that you are talking of health insurance in the USA - in many countries including most of Europe, health insurance is not necessary because the state provides reasonable health care, though some rich people do have private insurance to be able to have private treatment. Probably the greatest reason for not having health insurance is lack of funds, some people can't afford it.
No, health insurance should not be priced on how healthy you are. Most of the time people that can afford good health care pay less for insurance because they can afford it. Poorer people are in worse health than the wealthy, so charging them even more does not make sense.
It is illegal to elect Cobra without paying. Cobra is a health insurance program that allows you to continue your employer-sponsored health coverage after leaving your job, but you are required to pay the premiums yourself. If you are unable to afford Cobra, you may be eligible for other options such as Medicaid or marketplace insurance plans. It is important to explore all available options to ensure you have access to necessary healthcare coverage.
i am not sure of the exact amount of people, but i am pretty sure that is is WAAAY to many people. Some people cant afford health insurance. and too many people are losing their jobs and there fore they cannot afford to pay for health insurance. especially when they need it the most! )':
Many people can not afford health insurance, so health is a big concern for them. Think. Do you go to the doctor and only have to pay, say $20? People without insurance might have to pay $100 for the exact same trip. For those people without health insurance, they usually don't have enough money anyway. So, that trip to the doctor could cost a week's (or a month's) pay.
The CHIP in CHIP Health Insurance is an acronym representative of Children's Health Insurance Program. It is a government sponsored program that covers children whose families do not meet the requirements for Medicaid but cannot afford to purchase standard health insurance.
The place to start is your state's insurance commissioner's website. Your state insurance commissioner has information on which providers are licensed in your state. It's important to study the list of care providers covered by each insurance. Do they cover your existing doctor? How many specialists accept their insurance? Which hospitals are included? The best insurance is a combination of the price you can afford and the benefits that you need. Ultimately it is better to have health insurance than to risk a health crisis without it.
Many great companies out there. Just research and find the right one for you.
only people who love money A LOT