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Will your health insurance cover medical expenses if you are injured in a car accident?
As with anything regarding health insurance, it depends.
Generally speaking, in an auto accident the question about medical benefits is secondary to providing the best care for the accident victim. After the emergency has passed is the time for figuring out who pays for the medical expenses.
Often health insurance is asked to pay first. However, health insurance companies have a program called "subrogation" that seeks to ensure that the responsible party pays for their share of expenses. In the case of a car accident, typically the auto insurance will be primary and should pay medical expenses first. During the process of subrogation the health insurance provider will contact the auto insurance provider and negotiate who should pay the bills.
See http://en.wikipedia.org/wiki/Subrogation for additional information.
What else can I help you with?
What is accident policy?
An accident policy is an insurance policy that will pay all or a portion of medical expenses incurred in the course of an accident.
Who pays the medical bills in an accident on a motorcycle for the passenger?
== == If no other vehicles were involved in this accident, the insurance company of the motorcycle driver has to cover the medical bills of the passenger who was injured.
What if someone is driving your car and they get into an accident and get hurt and they do not have car insurance is the owners insurance responsible for medical for the injured driver and damages?
You guessed it!
What coverage protects a person who is at fault in an accident against lawsuits when someone is injured?
Liability and medical insurance.
What kind of insurance is CAA travel insurance?
CAA travel insurance is coverage for unexpected expenses incurred while one is traveling. Expenses such as medical, accident, baggage and rental car costs can be included.
Will my PIP car insurance cover my medical expenses if I don't have health insurance in California?
Car insurance wont cover health insurance. Car insurance will cover any medical bills related to an automobile accident you are involved in though. If you were in an automobile accident, contact your auto insurance company right away.
Car accident and the person who hit victim did not have insurance but victim does?
then it turns into a legal matter where the person who didnt have insurance gets sued for losses and medical expenses
Can you decline Personal Injury Protection Insurance in New Jersey if your health insurance company pays medical expenses from an auto accident?
Call and ask your agent
What does the medical coverage on an auto insurance poicy cover?
Medical coverage on an auto insurance policy, often referred to as Personal Injury Protection (PIP) or Medical Payments Coverage (MedPay), helps pay for medical expenses resulting from injuries sustained in a car accident, regardless of who is at fault. This coverage typically includes costs for hospital visits, surgeries, rehabilitation, and sometimes even lost wages and funeral expenses. It applies to the policyholder, passengers, and in some cases, pedestrians injured in the accident. The specific benefits and limits can vary based on the policy and state regulations.
Who pays for the medical expenses when in an auto accident both insured in NC?
In North Carolina, if both parties involved in an auto accident are insured, each driver's insurance typically covers their own medical expenses under their personal injury protection (PIP) or medical payments coverage. If one driver is at fault, the at-fault driver’s liability insurance may also cover the other party’s medical expenses. Additionally, if the costs exceed the coverage limits, individuals may need to utilize their health insurance or pay out of pocket.
What is the workers' compensation commission all about?
Workers compensation is similar to insurance. If someone is injured while on the job the employer has to pay for wages lost while injured as well as medical expenses.
What to do if someone is falsely claiming they were injured in a car accident?
It is not clear from your question why it would even concern you, or why you would have to do anything, if someone is falsely claiming that they were injured in a car accident. If, however, they falsely claimed that you had injured them by causing the car accident in question, even then it is more likely to be the concern of your insurance company, than of you personally. The insurance company is likely to require a medical examination to get at the truth of the matter.
