no implications
It is VERY important to have a professional roofing insurance resoration specialist inspect your roof first. This person will determine whether or not you have a claim. Next, you will contact the insurance company to make a claim and an appointment. The restoration specialist will be there to meet with your claims adjuster.
You can make a claim, but if you are claiming the same damages that is insurance fraud and it is a federal crime. If you have unrelated damages you can make a claim, or you can disclose the prior claim to your insurance carrier and they will advise you if there is any coverage that would apply.
No.
Yes you can claim anyone as a dependent if there living under your roof.
No, insurance claim money for roof repairs should be used to repair the roof as intended by the insurance policy. Keeping the money for other purposes may be considered insurance fraud.
You make the claim as soon as possible within reason after the roof damage occurs. If your roof was already damaged prior to purchasing the policy. it will not cover pre-existing damage.
I would suggest reviewing your policy to see if the roof is covered in your insurance, then contact the claim department at the insurance copy to file a claim.
Usually a year, but the sooner the better. The policy may not cover it if you reported the claim late. If the roof is due to age, wear, tear or faulty construction the roof would not be covered anyway.
i have no money and no credit i need a new roof
To tie a new roof into your existing roof structure seamlessly, you should ensure that the pitch and materials of the new roof match the existing roof. Consult with a professional roofer or architect to create a detailed plan for integrating the new roof, including proper flashing and sealing techniques to prevent leaks and ensure structural integrity.
To make a claim for a leaking flat roof, first document the damage with clear photos and notes detailing the extent of the leak and any related issues. Review your insurance policy to ensure that roof leaks are covered and gather any necessary documentation, such as repair estimates or contractor assessments. Then, contact your insurance provider to report the claim, providing them with all relevant information and evidence. Follow up to ensure your claim is processed in a timely manner.