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It does if you specify this on your application. Different insurance companies have different requirements, but whatever the policy, you need to be clear about the make and model of the vehicle.

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15y ago

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If only your car is damaged and you have collision will insurance cover it?

If its comp and collision then it should be fully covered


Can you drive your friends leased car on your fully comp insurance?

ABSOLUTELY NOT. You cannot insure a vehicle that you do not own on your insurance policy no matter what kind of coverage you have. Your insurance policy will not pay anything even if you have added the vehicle on your policy without their knowledge.


If you have fully comp insurance can someone else drive the car with your permission?

In most cases they can drive your vehicle but most insurance companies have restrictions on the age of the driver, usually 25 or older. It is best to check with your insurance company before letting someone else drive your vehicle.


Is workers comp nc only for medical or does it cover vehicle damages?

Answer is No workmens comp is only applicable to injuries sustained while on the job, damages to a vehicle are not part of workmens comp.


If you hit something on the side of the road and do more than a little damage to the vehicle what type of coverage does this fall under?

unless your insurance is fully comp u have no claim because the accident was your fault


You have fully comp car insurance can idrive another persons car third party if the car has a current mot and tax but the owners insurance has runout?

Of course you can drive it... you can drive any car you want... I think the question you are asking though is whether or not it will be legal to drive and whether or not an out of force car insurance policy will cover you if you wreck the vehicle even if it has a current tax and license... right? The answer to those questions is NO. If the current owner's coverage is not in force, it is not legal for you to drive the vehicle unless you have a Non-Owner Insurance policy which insures any vehicle you drive. An out of force policy will NOT cover you at all. Whether the vehicle has current license and tax has no bearing at all on whether you meet your States insurance guidelines.


Can you drive any car under you fully comp insurance in Europe?

yes becouse the gravity of the earth


What happens if you are insured but the car you're driving belongs to somebody else and the car is not insured?

In the UK, if you are insured fully comp for your own vehicle you are covered to drive any vehicle for third party damages, unless your policy states otherwise. Some policies allow you to drive any other vehicle fully comp. Check your policy.


If an employee is injured traveling home from work but not on the clock does workman's comp or liability insurance cover it?

yes i think they will


Are you insured if your mot has run out and your car is stolen?

if you don't have an up to date MOT then your insurance is null and void. if your car is stolen then you are only covered if you have fully comp insurance!


Is it worth fully insuring a salvaged vehicle?

Depends on the car. I bought a 2000 ford escort 1.6 with 40k miles on the clock for £400, so it wasnt worth going fully comp. If you are paying more though, and the car has been fully repaired, then definitely go fully comp just incase.


If a branch from a neighbors tree damages my car who's insurance would cover it?

You need to make a claim against the neighbors homeowners insurance for damages. Since it sounds like it was an "act of god" they may not cover the damages. In that case you have two choices, you could use your comp insurance to cover damages, if you have comp coverages on your policy, or pay the damages out of your pocket and see if the neighbor is willing to help out with the charges.