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What else can I help you with?
Can I purchase another house if my house was discharge in chapter 7 but is not in foreclosure I'm still making my payments and living on it?
If your chapter 7 has been closed, yes - if you can find a lender for another mortgage. Your credit scores will have lowered because of the filing and discharge.
How long do you have to wait in order file file chapter 7 bankruptcy again?
chapter 7 filings 8 years from the time of discharge and the time for filing a chapter 13 after a chapter 7 discharge 4 years.
Does filing Chapter 13 during divorce discharge all community debts?
Avoid filing if you can. There is no easy way out. The option of filing will still be there after the divorce if that's best for you.
When does the 7-year removal from your credit apply?
7 years from discharge (not filing, but actual date of discharge) of a Chapter 7. Don't know about a 13.
Can you sell your car and payoff the loan after filing chapter 7 before the discharge?
You should be able to do so, yes.
When can you file a chapter 7 bankruptcy again if you filed a chapter 7 in 2003?
For another Chapter 7... 6 years from the date of filing. The date of discharge does not matter. If you want to file a Chapter 13, you can do that immediately after the 7 discharge.
How soon after filing bankruptcy can you buy a car?
Within days after your discharge. You will have to find one of those dealers that arrange financing, and you will pay a high interest, but it can be done. You cannot do it after filing but before discharge, except in a chapter 13, with permission of the court.
Mortgage lates after filing chapter 7 Can a mortgage company report lates after filing of a chapter 7 and before a discharge?
Yes. That reporting to a credit agency of an item of fact, is not an attempt to collect the debt. Your not expecting you mortgage debt to be discharged are you?
When is Chapter 13 bankrupcty discharged?
After the Chapter 13 plan has been successfully completed and the Trustee so certifies. Some courts require filing a motion or request for a discharge.
When does a chapter 7 end?
When the case is closed, either after dismissal or after the discharge order has been entered. Usually about 6 months after filing.
How often can you file for bankruptcy?
Currently, basically as many times as you can stay within these guidelines: Under the bankruptcy laws effective on October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight years ago. The debtor cannot file a Chapter 13 unless: (1) the debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or (2) the debtor received a discharge under Chapter 13 more than two years ago.
How long to be discharged in Michigan after filing chapter 7?
In Michigan, after filing for Chapter 7 bankruptcy, the discharge typically occurs about 3 to 6 months after the filing date. This timeline can vary based on factors such as the complexity of the case and any potential challenges from creditors. Once the bankruptcy court has reviewed the case and no objections are raised, a discharge order is issued, releasing the debtor from personal liability for most debts.
