As with any type of violation, a DUI can heavily influence insurance rates. Typically the insurance premium will increase for at least three years. It can also be difficult to obtain insurance after a DUI.
A DUI can have significant effects on your insurance premiums. Many insurance companies see DUI convictions as a sign of high risk and may increase your premiums or even cancel your coverage as a result. The specific impact on your rates will depend on your insurance company's policies and your state's laws, but it's not uncommon for DUI convictions to result in premium increases of hundreds or even thousands of dollars per year.
No. If you have any DUI's or DWI's on you record, you would be seen by the insurance companies as a driving risk and would not get low rates.
Your insurance rates shouldn't go up by much. Their insurance rates are the ones that will be affected and they will find it difficult to find insurance that will carry them.
There are ways to reduce your car insurance rates after a DUI. Some states have classes you can take to reduce your rates and there are other ways to reduce also. Perhaps Virginia is providing means of reducing rates that are not available in Michigan.
The rates won't go up; they will cancel your insurance instead. Personal knowledge.
DUI is a very serious matter. You can expect your rates to increase by a large portion. They can revoke your insurance if they see fit to as well. If they do not revoke it, you will have to get SSR insurance.
3years
Women's car insurance rates are lower than men's insurance rates because women are less likely to have a DUI. Women are also less likely to have a moving violation.
Their insurance rates will likely go up.
Most insurance companies will refuse to cover you once you are convicted of a DUI. At that point you will be required to purchase special insurance that is just for high risk drivers such as people convicted of DUI. The price will depend on the perceived risk of your behavior. After you have driven without additional DUI arrests and demonstrated that you can drive safely for a few years, your rates may return to something more normal. In the interim, your rates may increase up to several times what you paid before.
Dick Watts insurance offers policies for people who have had DUIs. The rates are very low compared to others.
No. Your insurance rates are determined by the driving record(s) of the driver(s) on the policy. If your husband isn't on your policy then you won't be affected. Look at your insurance declarations page to see what drivers are on your policy.