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Lenders have something (usually money) that the borrowers want; and the Borrowers have something that the Lenders want (their money back).
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What are the factors responsible for underdevelopment of commercial bill market in India?
To develop the commercial bills market, the Securities and Exchange Board of India (SEBI) allowed, in 1995-96, 14 mutual funds to participate as lenders in the bills rediscounting market. During 1996-97, seven more mutual funds were permitted to participate in this market as lenders while another four primary dealers were allowed to participate as both lenders and borrowers
When was The Borrowers Afloat created?
The Borrowers Afloat was created in 1959.
What is the relationship between state and law?
Distinguish between a public law relationship and a private law relationship.
What is the relationship between ethics?
What is the relationship between ethics and WHAT? You need at least two things to have a relationship.
What was the Production Budget for The Borrowers?
The Production Budget for Something Borrowed was $35,000,000.
Who are lenders and borrowers?
Lenders are the banks and finance companies who contract loans for the purchase of vehicles, homes, and other property. Borrowers are those who contract for the loans so they may purchase vehicles, homes, and other property. Although you did not ask, dealerships and realtors are those who act as the agents of the lenders to put borrowers in debt.
What advantages and disadvantages do commercial banks gain from maintaining lenders and borrowers?
Lenders (depositors) are an essential source of any bank's main tool i.e the fund. The borrowers provide the profit (interest) which makes the whole system revolve.
What do you called a charge borrowers pay to lenders?
Interest, late fee, returned check charge...
Do lenders have stringent guidelines when it comes to borrowers with bad credit?
People with bad credit have a hard time getting a loan. Lenders want to ensure they will be paid back.
What is the basis of the relationship between the fisher effect and the loanable funds theory?
The borrowers desire to achieve a positive real interest.
When financial institutions lend money they charge borrowers?
The banks or lenders charge interest. The amount depends on your credit.
Specified amounts of money borrowers must pay lenders for the use of money or borrowed funds is are known as?
interest
Getting a Low Interest Rate for an Auto Loan?
Interest rates for auto loans will vary from lender to lender so savvy borrowers should check with multiple lenders before choosing who to borrow from. Lenders base the interests rates they offer their borrowers on factors such as the borrowers' credit report score, income and collateral. Borrowers who are clearly in a position to afford the vehicles they are purchasing and who have credit history that puts them in good standing will be able to secure low interest rates for their auto loans, especially when they carefully consider the rates offered by different lenders before selecting their loan provider.
Give an example of three financial intermediaries and explain how they act as a bridge between small investors and large capital markets or corporations?
- Banks, investment companies, insurance companies and credit unions - Households want desirable investments for their savings, yet the small size of most households makes direct investment difficult. They don't advertize to lend money to businesses and are not equipped to analyze the credit risk of borrowers - For these reasons, financial intermediaries have evolved to bring lenders and borrowers together. i.e. A bank raises funds by borrowing (taking deposits) and lending that money to other borrowers. The sprad between the interest rates paid to depositors and the rates charged to borrowers in the source of the bank's profit. In this way, lenders and borrowers do not need to contact each other directly.
Why borrowers considered as the slaves of the lenders?
Because - the borrower is 'in debt' to the lender until the borrower either returns the object (or money) borrowed.
What is conventional uninsured mortgage?
Candidates for conventional, uninsured loans are considered prime borrowers. They have at least a 20 percent down payment, good credit and enough income to make mortgage lenders feel safe. Lenders require insurance on loans when borrowers lack sufficient money or credit to offset the risk of financing a home.
Will lenders allow someone to remortgage their home if the credit is bad?
There are lenders who specifically lend to borrowers with blemished credit but the homeowner will typically pay higher interest rates and fees. Borrowers should attempt to improve their credit before trying to refinance by lowering debt and clearing up any inaccuracies that may appear on their credit report.
