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Ask your adjuster to provide documentation on how he/she arrived at the dollar amount. If you've done upgrades to the car (keyless entry, new stereo, front end work, etc) provide receipts and that will up your payout. Use nada.com as a good guide to the car's actual cash value and find classified ads, car lots ads to prove your price if you have to.

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Q: If you can not agree with your insurance adjuster on a price for your totaled car how much does an a appraiser charge?
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If you were charge with a DWI and also totaled your vehicle what to do?

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