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Auto insurance companies do not require drivers to file an SR-22, however, the DMV does. If you have been caught of driving without insurance or you have been convicted of a DUI you may be required to file an SR-22 with the DMV to prove you maintain continuous auto insurance coverage. SR-22's are proof of financially responsibility. By filing this form, your insurance company will notify the DMV when your policy lapses or is cancelled.

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โˆ™ 2011-01-15 05:15:25
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Q: If you have auto insurance do you need a SR22?
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What happens when a driver carrying SR22 insurance in South Carolina receives a speeding ticket for going 80 mph in a 70 mph zone?

You have to pay the ticket or fight it just like every body else. SR22 Insurance is the same as Auto Insurance, Except that a court has ordered you to have your insurer file a Form SR22 as proof that you are insured with the state to assure them you are properly insured so that your drivers license was not suspended. The SR22 is usually ordered because of a prior citation, usually for drinking and driving or driving without insurance or for a prior accident without insurance.


If you cancelled your sr22 insurance but the state didnt revoke your license do you really need the sr22?

If the state has required you to file an SR22, then you do still need it. You should contact your State of licensure to determine if an SR22 filing is still required. Just because the state did not revoke your license does not mean that you do not need one. Generally if you filed your SR22 within 30 days of the state ordering you to do so, then your license will not be suspended because you filed your SR22 timely, this does not mean that they will not suspend your license later if you have failed to maintain a required SR22 filing. The required filing period is for 2 to 3 years depending on your state law and what a court may have ordered.


What tickets will require SR22 insurance in Illinois?

Sr22 insurance can be required for any one or more of the following, 1, driving without Insurance, a DUI or a DWI, Poseesion of a controlled substance orhaving had an accident that was not covered. An Sr22 filing requirement can result in classification as a high risk driver requiring High risk insurance that can result in many negative effects as well as be hard on your wallet.


If you get insurance after getting a no insurance ticket in Texas can it be dismissed?

no i tried and they looked it up and i got busted so still gotta go to court and lose my lic. and pay over 1300 in fines plus have a sr22 for three years


How do you get a driver's license number if it is lost and your license is suspended but you need your DL number to file an sr22 and pay the state of Texas to get your suspension lifted?

If your license is suspended, just go to your local Drivers License office with your State issued ID card if you have one. If not, then take your birth certificate and your social security card the same as you did when you first got your drivers license. They will give you your Drivers license number if you can appropriately identify yourself. Your ID card in Texas will have a different number from your DL card but they are associated in the state database. You will then need to file your SR22 through an Insurer licensed to do business in the state. A Texas Sr22 Insurance provider.

Related questions

Do you need any other insurance on your car while you have sr22?

An SR22 form is only proof that you have Auto Insurance. So, NO if you have an SR22 then that means you already have insurance.


Does sr22 insurance take the place of liability car insurance?

There is no such thing as "SR22 Insurance". What is referred to as such is actually just Auto Insurance with an SR22 filing. Any liability Auto Insurance Policy or even a Full Coverage Auto Insurance Policy can have an SR22 Endorsement attached to it.


Will your insurance be less when your SR22 is completed?

Some charge a fee for SR22 but it is never much. The companies that offer an sr22 filing with your auto insurance policy will also sell you auto insurance without the filing. Your rate has little to do with the need for an sr22, however the violation that led to the sr22 requirement can effect your rates.


How much is sr22 insurance?

Since Sr22 Insurance is actually just Auto Insurance. The answer is that it costs the same as an Auto Insurance policy would.


Can you replace SR22 insurance with regular insurance?

It already is Regular Auto Insurance. You just tell your insurance company that you no longer need the sr22 endorsement and they will stop filing it for you.


How do you file an SR22 to be able to drive your girlfriends car if its the only one you drive?

You have to buy Auto Insurace and request an sr22 filing, You may also be added to your girlfriends Auto Insurance and have her Insurance company issue you an sr22. SR22 Insurance is the same thing as Auto Insurance. Only your Auto Insurer with whom you are a named insured driver can issue you an SR22 Filing. An SR22 Insurance Filing is just proof for the state that you have obtained your auto insurance.


How can you get auto insurance with an sr22 if you don't have a car to insure and you won't be driving?

If you need an SR22 and do not own a vehicle, You can purchase a Non-Owners Insurance Policy with an SR22 filing and still be in compliance with your state ordered SR22 filing.


Can an illegal alien person get SR22 insurance?

Yes, undocumented immigrants can get an sr22 filing with their auto insurance.


How much is a sr-22?

It costs however much your auto insurance Costs. You can't just by an SR22. The SR22 is a certification that you have auto insurance for the State licensing authority. You have to buy auto insurance and request the SR22 Cerificate be issued for your policy.


How much does an sr-22 raise insurance?

It doesn't cost anymore, It's the ticket or violation that caused you to need the sr22 filing that will be costing you more on your auto insurance, not the sr22 certificate. So it really just depends on why you need the SR22 and with which company you are currently carrying your auto insurance policy. The sr22 does not effect your rate at all, but the violation that caused the state to order you get the sr22 may effect your rate substantially.


How and where can you get SR22 insurance in the state of California?

SR-22 Insurance"SR22 Insurance" as is commonly referred to, Is actually only "Auto Insurance" with an SR22 Endorsement. Any Insurer in your state can sell you auto insurance. You just have to tell the insurance company that you need an SR22 Endorsement to the Auo Insurance Policy you buy. Just do a few searches with the Google form to the right. just shop it around with a broker to represent you they represent YOU and not the company


Does SR22 cover any vehicle you drive?

SR22 Insurance is just Auto Insurance. So it depends on the scope of coverage you requested when you purchase the policy. The fact that you have an SR22 endoresement on your Auto Insurance Policy has no bearing on your scope of coverage.

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