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Yes, a spouse can be named as an insured on a policy even if they don't own property. This can provide them with coverage for liability and personal property within the household. Additionally, naming a spouse as an insured can help streamline claims processes and ensure both parties are protected under the same policy. It's advisable to consult with an insurance agent to understand the specific implications and benefits.

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3d ago

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Related Questions

Can a named insured be an excluded driver on an automobile liability insurance policy in Arizona?

Yes as long as the named insured is not a spouse, or if the spouse does not drive and does not have a drivers license the spouse can also be excluded.


What if no beneficiary is named on a life insurance policy and they have a spouse what happens?

If an insured has a policy where there is no named beneficiary, or the named beneficiary is deceased, then the benefit will be paid to the insured's estate.


Does renters insurance cover damage to others property?

No. "Renters Insurance" is property coverge for a tenant. It will cover the property of the named insured Tenant or Renter that is located within the rented dwelling. It will not cover property of someone who is not a named insured on the policy.


Can you be Named Insured on each of two separate policies for two separate homes in the same neighborhood?

You can be the named insured on a policy for any real property you own. In fact, only the owner can be the "named insured".


Insurance is said to follow the person not the property?

No, a homeowner's policy lists both a named insured and an insured location.


Is spouse of named insured covered on homeowner's policy?

Not Necessarily no. If your spouse is not listed on the policy then it may be a matter of state law. Your Should contact your insurer and make sure your spouse is listed as a named insured on your policy if you want coverage extended to your Spouse. This will insure your spouse is covered and avoid ambiguity in the event of a covered loss. It also allows your spouse to discuss details of the policy coverage, request copies, make payment arrangements and resolve other billing issues if needed. Technically your insurance policy is specific to the named insured(s) listed on the policy. By Law your Insurer may not discuss your policy with nor extend coverage with persons who you did not name as an insured on your policy. If you are married and your insurer does not know this, then they would not assume that you are married nor would they assume that you intended your spouse to be covered. You may very well have excluded your spouse from coverage intentionally due to divorce, separation or other estrangement.


If you have full coverage who can drive?

Your question is not specific enough. If you are listed as a "Named Insured" and you are married, then both you and spouse are covered.


Does homeowner insurance cover someone else property also from theft?

No. A homeowners insurance policy is specific to the property of the named insured.


Who should be named owner of life insurance?

The owner of a life insurance policy should be the person or corporation that is responsible to pay the premiums on time and the one who is entrusted with power to change the beneficiary at any time. So careful thought should always go into deciding who the owner will be. Often, the owner is the spouse of the insured, but can also be the insured.


What is the difference between a named insured and a deed-holder?

A named insured is someone that has an insurable interest in a property. They don't need to be the deed holder. The deed holder is the person that owns the property. For example if you rent a house from someone. You have a insurable interest in your property that is inside the house. The deed holder has an insurable interest in the house itself and not the contents that are not fixtures. So the insurance company could issue a renters policy to the renter and he would be a named insured and the insurance company could issue a policy to the owner and he would be a named insured. 2 different policies covering different things.


What is a Additional named insured?

Individual added to a life insurance policy other than the insured named in the policy. For example, an insured father can have a dependent son and daughter added to the policy as additional insureds. In many instances, adding an additional insured to an existing policy is less expensive than purchasing a separate policy for that insured. In property and liability insurance: another person, firm, or other entity enjoying the same protection as the named insured.


Can a spouse authorize a change to or agree to have a new car insurance policy issued only if they are listed as a driver on the present policy?

Yes because they are a member of the household and the spouse and the named insured have the same rights.