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Financial decisions are influenced by a combination of personal factors, such as income, expenses, and financial goals, as well as external factors like market trends, economic conditions, and interest rates. Psychological factors, including risk tolerance and behavioral biases, also play a crucial role. Additionally, social influences, such as family and peer opinions, can affect choices related to investments, savings, and spending. Ultimately, a holistic view of these factors helps individuals make informed financial decisions.

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