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MT196 is a financial message type used in the SWIFT (Society for Worldwide Interbank Financial Telecommunication) network, specifically for reporting on the status of a transaction. It is typically utilized by financial institutions to communicate information about the processing of a payment, such as confirmations, adjustments, or cancellations. This message type ensures that all parties involved in a transaction are updated on its current state, facilitating better communication and transparency in the financial process.
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