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Yes, in general, Special Form (also known as an open perils policy) typically covers wind and hail damages unless specifically excluded in the policy. It provides coverage for all risks except those that are specifically listed as exclusions. It is important to review your policy to confirm the specific coverage details.

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1y ago

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On an ACORD standard Certificate of Insurance form there are several categories of Property Insurance coverage Basic and Broad and Special etc. What does SPECIAL designation cover?

Hi, Special form is usually a form that rather naming the perils insured against (like Basic and Broad forms) it will have excluded perils. Named perils are: fire, lightning, wind, hail, riot, airplane etc. Special form does not list the coverages but rather insinuates that everything is covered except for the list of excluded coverages. Usual exclusions are things like pollution, war, theft (sometimes) to name a few. It is a much broader based coverage and I would recommend getting special form whenever possible.


What is the real meaning of named peril?

A named peril generally applies to a homeowners type policy. Those named perils can include, fire, wind, hail, theft, and flood coverages. There are quite a few more but some policies will exclude certain coverages so I would check with your agent.


Does home insurance cover tornadoes?

Check your policy for the extended coverages of wind and hail storms. If you have it then yes you will be covered for tornado damage.


Does home owners insurance cover tornadoes?

Check your policy for the extended coverages of wind and hail storms. If you have it then yes you will be covered for tornado damage.


When a cloud cools it will form water droplets called?

Precipitation, which can include rain, snow, sleet, or hail.


Is hail precipitation?

Yes, hail is a form of precipitation.


What s the definition of precipitation?

Rain, snow, sleet or hail that falls to the ground


What are two forms of precipitation?

* Rain * Snow * Sleet * Hail * Freezing Rain


Is hail balls of ice?

Yes, hail is a form of solid precipitation that consists of balls or lumps of ice. Hail is created when raindrops are carried into colder regions of a storm cloud and freeze into ice pellets before falling to the ground.


What is precipitation name as many forms of precicpitation as you can?

Rain, snow, sleet, hail, freezing rain, graupel


When water falls from clouds what forms can take?

it can form into hail, snowflakes, etc.........it can take the form of rain,snow,hail..


Water falls to the earth in the form of?

Precipitation in the form of rain sleet ,snow, hail