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An event becomes a disaster when it overwhelms the affected community's ability to cope, leading to significant human, economic, or environmental losses. This transformation typically occurs when a hazard, such as a natural disaster (e.g., earthquake, flood), intersects with vulnerable populations or infrastructure, causing widespread disruption. The timing of this change can vary, depending on factors like preparedness, response capacity, and the severity of the event. Ultimately, it is the combination of the hazard's impact and the society's resilience that determines whether an event escalates into a disaster.

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